5581 Ruby Falls Dr, North Charleston, SC 29420 Property Records

Dorchester County property record for 5581 Ruby Falls Dr, North Charleston, SC 29420

Property Summary

Property Type	Townhouse
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$280,160 (Oct 2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2025 Sale
APN	`171-08-50-074`

Property Details

APN / Parcel Number

Primary APN	`171-08-50-074`
Alternative APN	`R0088399`

Exterior

Architectural Style	Townhouse
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	R0088399
Street Address	5581 RUBY FALLS DR
City	NORTH CHARLESTON
State	SC
Zip	29420-7489
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2_NC
Legal Description	LOT 74 SUBD: DORCHESTER ROAD TOWNHOMES PH 1
Legal Subdivision	DORCHESTER ROAD TOWNHOMES
Legal Phase	1
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3003
Census Tract	10817

Owner

Source: Dorchester County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5581 RUBY FALLS DR, NORTH CHARLESTON, SC 29420-7489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Apr 21, 2025	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	202521871
Deed Book / Page	16156 / 85
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 6, 2025
Property Address	5581 RUBY FALLS DR, NORTH CHARLESTON, SC 29420-7489
Document Number	0161560085
Book / Page	16156 / 85
Map Reference	MB O PG 678-681
Instrument Date	Oct 3, 2025
Instrument	2025021871
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$729.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5581 RUBY FALLS DR, NORTH CHARLESTON, SC 29420-7489

Mortgage

Document Number	2025021872
Date	Oct 6, 2025
Instrument	2025021872

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Mortgage

Document Number	0161560110
Date	Oct 6, 2025
Book Page	16156/110
Instrument	2025021873

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 21, 2025
Property Address	5581 RUBY FALLS DR, NORTH CHARLESTON, SC 29420-7489
Document Number	0158430346
Book / Page	15843 / 346
Map Reference	MB O PG 678-681
Instrument Date	Apr 11, 2025
Instrument	2025007824
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount Recorded
Tax	$1,999.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 KING STREET EXT STE 100, 100, CHARLESTON, SC 29405-9442
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$7,800 Land $7,800	$130,000 Land $130,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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