5581 N Fort Grant Rd, Willcox, AZ 85643 Property Records

Cochise County property record for 5581 N Fort Grant Rd, Willcox, AZ 85643

Property Summary

Property TypeCluster Home
Details1,947 sqft · built 2010
Lot Size19.8 acres (866,408 sqft)
Owner2 Individual Names on File
Tax Bill$2,490 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN202-04-007H

Property Details

APN / Parcel Number

Primary APN202-04-007H
Alternative APN
  • 202-04-007H0

Interior

Stories1 Story
Building Area1,947 sqft Living Area
1st Floor Area1,947 sqft
Basement Area1,488 sqft
Finished Basement1,488 sqft

Exterior

Year BuiltBuilt 2010
Exterior MaterialOther
Construction TypeSteel Frame
Roof MaterialMetal
Lot Area866,408 sqft (19.8 acres)
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number202-04-007H0
Street Address5581 N FORT GRANT RD
CityWILLCOX
StateAZ
Zip85643-3202
Property CategoryResidential
Property TypeResidential > Single Family > Cluster Home
Legal DescriptionTHE E2SE OF SEC 3 LYNG W OF THE W LN OF FORT GRANT RD AND N OF TH E FLLW DESC LN COM AT THE SE COR OF THE SE4 OF SEC 3 THN
Legal Range24
Legal Township13
Legal Section03
JurisdictionCOCHISE AZ
Township / Civil DivisionWILLCOX
Census Block Group2
Census Block2000
Census Tract201

Owner

5581 N Fort Grant Rd, a cluster home, is owned and occupied by two individuals.

Source: Cochise County records, as of March 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5581 N FORT GRANT RD, WILLCOX, AZ 85643-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Line of Credit
FINANCIAL CORPORATION
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC
Apr 8, 2013Deed of Trust, Mortgage
COMPASS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Recording DateAug 10, 2026
Property Address5581 N FORT GRANT RD, WILLCOX, AZ 85643-3202
Document Number0000016080
Instrument DateAug 4, 2026
Instrument202616080
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5581 N FORT GRANT RD, WILLCOX, AZ 85643-3202

Mortgage

Document Number0000016080,
DateAug 10, 2026
Instrument202616080
Lender
NameFINANCIAL CORPORATION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5581 N FORT GRANT RD, WILLCOX, AZ 85643-3202
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006299
DateMar 9, 2021
Instrument2021-06299
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

April 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address5581 N FORT GRANT RD, WILLCOX, AZ 85643-3202
Document Number0000003449
Instrument DateApr 8, 2013
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5581 N FORT GRANT RD WILLCOX AZ 856433202, WILLCOX, AZ 85643-3202

Mortgage

Document Number0000003449
DateFeb 22, 2017
Instrument3449
Lender
NameCOMPASS BK
TypeBank
AddressBIRMINGHAM, AL 35202
Agreement
AmountAmount on Record
Term300 Months
DueFeb 21, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 5581 N Fort Grant Rd was $2,490.

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
Unified School DistrictWillcox Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,309 Land $2,927 Building $23,382$263,090 Land $29,269 Building $233,821
2025$2,490.00
2024$25,829 Land $2,927 Building $22,902$258,292 Land $29,269 Building $229,023
2023$2,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5581 N Fort Grant Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimJul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5581 N Fort Grant Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 54% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Valley Telecom Group
Fixed Wireless
25 / 5
AT&T
Fixed Wireless
25 / 3

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