Highlands County property record for 5581 Matanzas Dr, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,317 sqft · built 1990 |
| Lot Size | 0.145 acres (6,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Apr 2021) |
| Tax Bill | $1,972 (2024) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813028100240 |
| Primary APN | C044813028100240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| Gross Area | 1,736 sqft |
| 1st Floor Area | 1,317 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,302 sqft (0.145 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 372 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5581 MATANZAS DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1504 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3FUD |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 E 1/2 LOT 24 BLK 281 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 281 |
| Legal Lot Number | 24 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 960503 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5581 MATANZAS DR, SEBRING, FL 33872-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Feb 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Jun 3, 2009 · Amount on Record |
| Deed Document Number | 20212031466 |
| Deed Book / Page | 2819 / 737 |
| Prior Transfer Date | Feb 2, 2018 |
| Prior Transfer Doc | 0001883955 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 28, 2021 |
| Property Address | 5581 MATANZAS DR, SEBRING, FL 33872-1504 |
| Document Number | 0002031466 |
| Book / Page | 2819 / 737 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2031466 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 DARLINGTON PRIVATE, 107, ONTARIO XX |
| Name | Verified Name |
|---|---|
| Address | 5708 ZAPPIA DR, MISHAWAKA, IN 46545-8444 |
| Investor | Possibly a Property Investor |
| Document Number | 0002819739 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2819/739 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 5581 MATANZAS DR, SEBRING, FL 33872-1504 |
| Document Number | 0001883955 |
| Book / Page | 002620 / 001164 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 1883955 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 ABBEY DAWN DR |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162,729 (+8.62%) Land $9,250 Building $153,479 | $162,729 (+8.62%) Land $9,250 Building $153,479 | |
| 2024 | $1,972.00 (-12.47%) | ||
| 2023 | $2,253.00 (+9.21%) | $149,810 (+18.02%) Land $6,500 Building $143,310 | $149,810 (+18.02%) Land $6,500 Building $143,310 |
| 2022 | $2,063.00 | $126,937 Land $4,000 Building $122,937 | $126,937 Land $4,000 Building $122,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures