5581 Lawrence Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5581 Lawrence Rd, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,196 sqft · built 1928
Lot Size0.164 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$173,000 (Dec 2019)
Tax Bill$3,279 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0162-0397-00

Property Details

APN / Parcel Number

Primary APN550-0162-0397-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,196 sqft Living Area
1st Floor Area699 sqft
2nd Floor Area497 sqft
Upper Floors Area497 sqft
Basement Area699 sqft

Exterior

Year BuiltBuilt 1928
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,187 sqft (0.164 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area274 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5581 LAWRENCE RD
CityCINCINNATI
StateOH
Zip45248-4244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAWRENCE RD 50 X 150 20 FT S OF N L OF SEC 380FT FROM E LINE OF SEC
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2003
Census Tract21003

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5581 LAWRENCE RD, CINCINNATI, OH 45248-4244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Dec 24, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 24, 2019 · Amount on Record
Deed SaleDec 24, 2019 · Amount on Record
Deed Document Number0000114103
Deed Book / Page14070 / 01600
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5581 LAWRENCE RD, CINCINNATI, OH 45248-4244
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101925
DateAug 23, 2021
Book Page14486/2093
Instrument2021-0101925
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 24, 2019
Property Address5581 LAWRENCE RD, CINCINNATI, OH 45248-4244
Document Number0000114103
Book / Page14070 / 01600
Instrument DateDec 13, 2019
Instrument2019-0114103
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$692.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5581 LAWRENCE RD, CINCINNATI, OH 45248-4244

Mortgage

Document Number0000114104
DateDec 24, 2019
Instrument2019-0114104
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,279.00 (+2.28%)$62,748 (+%) Land $11,637 Building $51,111
2024$3,206.00 (+0.09%)$62,747 (-) Land $11,637 Building $51,110
2023$3,203.00 (-12.03%)$62,747 (+3.63%) Land $11,637 Building $51,110$179,280 (+3.63%) Land $33,250 Building $146,030
2022$3,641.00 Homeowner's exemption$60,550 Land $10,388 Building $50,162
2020$173,000 Land $29,680 Building $143,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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