5581 KY 755, Sandy Hook, KY 41171 Property Records

Elliott County property record for 5581 KY 755, Sandy Hook, KY 41171

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2,240 sqft · built 2011
Lot Size	25 acres (1,089,000 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Jul 2018)
Tax Bill	$851 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`016-00-00-008.00`

Property Details

APN / Parcel Number

Primary APN	`016-00-00-008.00`

Interior

Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2011
Lot Area	1,089,000 sqft (25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	5581 KY 755
City	SANDY HOOK
State	KY
Zip	41171-8785
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	25 ACRES & DOUBLEWIDE
Jurisdiction	ELLIOTT KY
Township / Civil Division	SANDY HOOK
Census Block Group	1
Census Block	1041
Census Tract	920102

Owner

5581 KY 755, an agricultural property, is owned and occupied by an individual who bought it in July 2018.

Source: Elliott County records, as of December 4, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5581 KY 755, SANDY HOOK, KY 41171-8785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Jul 27, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Document Number	0000122594
Deed Book / Page	122 / 594
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIOTT KY
Property Address	5581 KY 755, SANDY HOOK, KY 41171-8785
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 N KY 650, SANDY HOOK, KY 41171-8101

Mortgage

Document Number	0000M89/62
Date	Sep 6, 2018
Book Page	M89/62
Instrument	12040

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	SANDY HOOK, KY 41171

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Adjustable Rate

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIOTT KY
Recording Date	Jul 27, 2018
Property Address	5581 KY 755, SANDY HOOK, KY 41171-8785
Document Number	00D122/594
Book / Page	D122 / 594
Instrument Date	Jul 27, 2018
Instrument	11860
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 WELSLEY WAY, MOUNT STERLING, KY 40353-8045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5581 KY 755, SANDY HOOK, KY 41171-8785

Tax Assessment & Valuation

The 2025 property tax bill for 5581 KY 755 was $851.

Source: Elliott County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Elliott County
Unified School District	Elliott County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$851.00	$80,582 Land $11,082 Building $69,500	$103,880
2023	$777.00	$80,582 Land $11,082 Building $69,500	$103,880 Land $34,380 Building $69,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5581 KY 755 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 5, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5581 KY 755 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on KY 755

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