5581 Harvard Rd, Detroit, MI 48224 Property Records

Wayne County property record for 5581 Harvard Rd, Detroit, MI 48224

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,630 sqft · built 1936
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Sep 2025)
Tax Bill$1,537 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Nov 2020 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN21074594

Property Details

APN / Parcel Number

Primary APN21074594

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,630 sqft Living Area
1st Floor Area870 sqft
Basement Area870 sqft
Unfinished Basement870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialBrick
Roof TypeGable
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions148 ft deep x 36 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area158 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5581 HARVARD RD
CityDETROIT
StateMI
Zip48224-2163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionW HARVARD 638 EASTERN HEIGHTS LAND COS SUB NO 2 L52 P42 PLATS, W C R 21/767 36 X 148.01A
Legal SubdivisionEASTERN HEIGHTS LAND COS NO 2
Legal Block206
JurisdictionWAYNE MI
Township / Civil DivisionDETROIT
Census Block Group3
Census Block3001
Census Tract501400

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address173 W DAKOTA, HIGHLAND PARK, MI 48203-5238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2025Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Dec 16, 2020Warranty Deed, Transfer
Feb 21, 2018Warranty Deed, Transfer
VENTURE TITLE
Feb 1, 2018Grant Deed, Transfer
CERTIFIED DOCUMENT SOLUTIONS
Jul 17, 2017Quit Claim Deed, Foreclosure
CERTIFIED DOCUMENT SOLUTIONS
Jun 2, 2017Quit Claim Deed, Foreclosure
ATTORNEY ONLY
May 16, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2025 · Amount on Record
Deed SaleSep 5, 2025 · Amount on Record
Prior SaleDec 16, 2020 · Amount on Record
Deed Document Number2025259244
Deed Book / Page59767 / 1317
Prior Transfer DateJun 16, 2017
Prior Transfer Doc0538351295
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateSep 5, 2025
Property Address5581 HARVARD RD, DETROIT, MI 48224-2163
Document Number0597671317
Book / Page59767 / 1317
Map ReferenceLB 52 PG 42
Instrument DateSep 5, 2025
Instrument2025259244
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,137.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5581 HARVARD RD, DETROIT, MI 48224-2163

Transferred To (Grantee/Buyer)

NameVerified Name
Address5581 HARVARD RD, DETROIT, MI 48224-2163

Mortgage

Document Number0597671319
DateSep 5, 2025
Instrument59767/1319
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateSep 1, 2030
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year T-Bill
Max Rate10.8%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address5581 HARVARD RD, DETROIT, MI 48224-2163
Transaction TypeMortgage
Record UpdatedFeb 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5581 HARVARD RD, DETROIT, MI 48224-2163

Mortgage

Document Number0562141360
DateNov 20, 2020
Book Page56214/1360
Instrument2020327490
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateDec 16, 2020
Property Address5581 HARVARD RD, DETROIT, MI 48224-2163
Document Number0562730352
Book / Page56273 / 352
Map ReferenceLB 52 PG 42
Instrument DateNov 18, 2020
Instrument2021008857
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount Recorded
Tax$1,694.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2443 FILLMORE ST # 380, 2443, SAN FRANCISCO, CA 94115-1814

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5581 HARVARD RD, DETROIT, MI 48224-2163

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateFeb 21, 2018
Property Address5581 HARVARD RD, DETROIT, MI 48224-2163
Document Number0542280788
Book / Page054228 / 000788
Instrument DateFeb 6, 2018
Instrument41361
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
Tax$296.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address5581 HARVARD RD DETROIT MI 482242163, DETROIT, MI 48224-2163

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWAYNE MI
Recording DateFeb 1, 2018
Property Address5581 HARVARD RD, DETROIT, MI 48224-2163
Document Number0541981262
Book / Page054198 / 001262
Instrument DateJan 3, 2018
Instrument27308
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyCERTIFIED DOCUMENT SOLUTIONS

Transaction

AmountAmount Recorded
Tax$163.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2615 LINDEN ST DEARBORN MI 481244373, DEARBORN, MI 48124-4373

July 2017: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateJul 17, 2017
Property Address5581 HARVARD RD, DETROIT, MI 48224-2163
Document Number0538351295
Book / Page053835 / 001295
Instrument DateJun 16, 2017
Instrument253810
Transaction TypeForeclosure
Record UpdatedAug 17, 2017
Title CompanyCERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 FEDERAL ST #3RD BOSTON MA 021102012, 3RD, BOSTON, MA 02110-2012

June 2017: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateJun 2, 2017
Property Address5581 HARVARD RD, DETROIT, MI 48224-2163
Document Number0537591438
Book / Page053759 / 001438
Instrument DateMay 9, 2017
Instrument220091
Transaction TypeForeclosure
Record UpdatedJul 5, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 FEDERAL ST #3RD BOSTON MA 021102012, 3RD, BOSTON, MA 02110-2012

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWAYNE MI
Recording DateMay 16, 2017
Property Address5581 HARVARD RD, DETROIT, MI 48224-2163
Document Number0537300998
Book / Page053730 / 000998
Instrument DateMay 4, 2017
Instrument203202
Transaction TypeForeclosure
Record UpdatedJun 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$232.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDetroit City
Unified School DistrictDetroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,700 (+3.65%)$119,400 (+3.65%)
2025$1,537.00 (-10.12%) Homeowner's exemption$57,600 (+5%)$115,200 (+5%)
2023$1,710.00 (+11.84%) Homeowner's exemption$38,400$76,800
2020$1,529.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DETROIT
serves 633,218 people · EPA ID MI0001800
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2024
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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