Wayne County property record for 5581 Harvard Rd, Detroit, MI 48224
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,630 sqft · built 1936 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Sep 2025) |
| Tax Bill | $1,537 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Nov 2020 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21074594 |
| Primary APN | 21074594 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 148 ft deep x 36 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 158 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5581 HARVARD RD |
|---|---|
| City | DETROIT |
| State | MI |
| Zip | 48224-2163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | W HARVARD 638 EASTERN HEIGHTS LAND COS SUB NO 2 L52 P42 PLATS, W C R 21/767 36 X 148.01A |
| Legal Subdivision | EASTERN HEIGHTS LAND COS NO 2 |
| Legal Block | 206 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DETROIT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 501400 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 173 W DAKOTA, HIGHLAND PARK, MI 48203-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 16, 2020 | Warranty Deed, Transfer |
| Feb 21, 2018 | Warranty Deed, Transfer VENTURE TITLE |
| Feb 1, 2018 | Grant Deed, Transfer CERTIFIED DOCUMENT SOLUTIONS |
| Jul 17, 2017 | Quit Claim Deed, Foreclosure CERTIFIED DOCUMENT SOLUTIONS |
| Jun 2, 2017 | Quit Claim Deed, Foreclosure ATTORNEY ONLY |
| May 16, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Prior Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 2025259244 |
| Deed Book / Page | 59767 / 1317 |
| Prior Transfer Date | Jun 16, 2017 |
| Prior Transfer Doc | 0538351295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Sep 5, 2025 |
| Property Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0597671317 |
| Book / Page | 59767 / 1317 |
| Map Reference | LB 52 PG 42 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025259244 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Name | Verified Name |
|---|---|
| Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0597671319 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 59767/1319 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0562141360 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 56214/1360 |
| Instrument | 2020327490 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 16, 2020 |
| Property Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0562730352 |
| Book / Page | 56273 / 352 |
| Map Reference | LB 52 PG 42 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2021008857 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,694.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2443 FILLMORE ST # 380, 2443, SAN FRANCISCO, CA 94115-1814 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Feb 21, 2018 |
| Property Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0542280788 |
| Book / Page | 054228 / 000788 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 41361 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | VENTURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 5581 HARVARD RD DETROIT MI 482242163, DETROIT, MI 48224-2163 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Feb 1, 2018 |
| Property Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0541981262 |
| Book / Page | 054198 / 001262 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 27308 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | CERTIFIED DOCUMENT SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Tax | $163.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2615 LINDEN ST DEARBORN MI 481244373, DEARBORN, MI 48124-4373 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jul 17, 2017 |
| Property Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0538351295 |
| Book / Page | 053835 / 001295 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 253810 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 17, 2017 |
| Title Company | CERTIFIED DOCUMENT SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 FEDERAL ST #3RD BOSTON MA 021102012, 3RD, BOSTON, MA 02110-2012 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 2, 2017 |
| Property Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0537591438 |
| Book / Page | 053759 / 001438 |
| Instrument Date | May 9, 2017 |
| Instrument | 220091 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 FEDERAL ST #3RD BOSTON MA 021102012, 3RD, BOSTON, MA 02110-2012 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 16, 2017 |
| Property Address | 5581 HARVARD RD, DETROIT, MI 48224-2163 |
| Document Number | 0537300998 |
| Book / Page | 053730 / 000998 |
| Instrument Date | May 4, 2017 |
| Instrument | 203202 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $232.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
| Investor | Possibly a Property Investor |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Detroit City |
| Unified School District | Detroit Public Schools Community District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,700 (+3.65%) | $119,400 (+3.65%) | |
| 2025 | $1,537.00 (-10.12%) Homeowner's exemption | $57,600 (+5%) | $115,200 (+5%) |
| 2023 | $1,710.00 (+11.84%) Homeowner's exemption | $38,400 | $76,800 |
| 2020 | $1,529.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DETROIT serves 633,218 people · EPA ID MI0001800 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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