5581 Day Rd, Cincinnati, OH 45252 Property Records

Hamilton County property record for 5581 Day Rd, Cincinnati, OH 45252

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,059 sqft · built 1975
Lot Size	5 acres (217,887 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,647 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0260-0122-00`

Property Details

APN / Parcel Number

Primary APN	`510-0260-0122-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,059 sqft Living Area
Gross Area	5,167 sqft
1st Floor Area	2,319 sqft
Basement Area	2,319 sqft
Finished Basement	1,740 sqft
Unfinished Basement	579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	217,887 sqft (5 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	641 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5581 DAY RD
City	CINCINNATI
State	OH
Zip	45252-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS DAY RD 5.002 ACS R1-T2-S23
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2000
Census Tract	20502

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5581 DAY RD, CINCINNATI, OH 45252-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 10, 2022	Transfer on Death Deed, Transfer
Sep 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 12, 2022
Transfer Doc	0000091629
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5581 DAY RD, CINCINNATI, OH 45252-1825
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5581 DAY RD, CINCINNATI, OH 45252-1825

Mortgage

Document Number	0000052763
Date	Jul 31, 2023
Book Page	14968/229
Instrument	2023-0052763

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 10, 2022
Property Address	5581 DAY RD, CINCINNATI, OH 45252-1825
Document Number	0000095406
Book / Page	14769 / 589
Instrument Date	Sep 12, 2022
Instrument	2022-0095406
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5581 DAY RD, CINCINNATI, OH 45252-1825

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 27, 2022
Property Address	5581 DAY RD, CINCINNATI, OH 45252-1825
Document Number	0000091629
Book / Page	14760 / 1946
Instrument Date	Sep 12, 2022
Instrument	2022-0091629
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5581 DAY RD, CINCINNATI, OH 45252-1825

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,647.00 (+7.55%)	$149,801 (+%) Land $34,479 Building $115,322	$428,000 (-) Land $98,510 Building $329,490
2024	$8,040.00 (-0.41%)	$149,799 (-) Land $34,478 Building $115,321
2023	$8,073.00 (+17.37%)	$149,799 (+44.05%) Land $34,478 Building $115,321	$428,000 (+44.05%) Land $98,510 Building $329,490
2022	$6,878.00 Homeowner's exemption	$103,992 Land $34,692 Building $69,300
2020			$297,120 Land $99,120 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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