55809 Tom Smith Rd, Bandon, OR 97411 Property Records

Coos County property record for 55809 Tom Smith Rd, Bandon, OR 97411

Property Summary

Property TypeResidential
Details3 bd · 2 ba · built 1992
Lot Size4.48 acres (195,149 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Aug 2015)
Tax Bill$2,854 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28 S 14 W 21 1901

Property Details

APN / Parcel Number

Primary APN28 S 14 W 21 1901
Alternative APNs
  • 00968303
  • 968303

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms

Exterior

Year BuiltBuilt 1992
Lot Area195,149 sqft (4.48 acres)
Deck Area105 sqft
Utility Building1,440 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number968303
Old Parcel Number00968303
Street Address55809 TOM SMITH RD
CityBANDON
StateOR
Zip97411-6303
Property CategoryResidential
Property TypeResidential > Specialized > Other
Local Zoning CodeRR-2
Legal DescriptionBUCKINGHAM
Legal Range14W
Legal Township28S
Legal Section21
JurisdictionCOOS OR
Township / Civil DivisionBANDON
Census Block Group2
Census Block2003
Census Tract1002

Owner

Source: Coos County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address888 S 12TH ST, COOS BAY, OR 97420-1334
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2015 · Amount on Record
Deed SaleAug 18, 2015 · Amount on Record
Prior SaleDec 21, 2005 · Amount on Record
Deed Document Number2015-07537
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOS OR
Property Address55809 TOM SMITH RD, BANDON, OR 97411-6303
Transaction TypeMortgage
Record UpdatedJun 3, 2020
Title CompanyTICOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202004714
DateMay 20, 2020
Instrument2020-04714
Lender
NameUMPQUA BANK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Coos County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyCoos County
Unified School DistrictBandon School District 54 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,854.00 (+1.28%)$276,470 (+3%)$423,470 (+3.94%) Land $200,240 Building $223,230
2024$2,818.00 (+2.85%)$268,420 (+3%)$407,430 (-35.54%) Land $190,700 Building $216,730
2023$2,740.00 (+0.81%)$260,610 (+3%)$632,080 (+15.51%) Land $359,890 Building $272,190
2022$2,718.00$253,020$547,220 Land $318,490 Building $228,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Beacon Broadband
Fiber
2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tom Smith Rd

Nearby Streets

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