Cass County property record for 55805 Garrett Rd, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,012 sqft · built 1880 |
| Lot Size | 6.15 acres (267,894 sqft) |
| Owner | Individual Name on File |
| Last Sale | $472,000 (Jul 2024) |
| Tax Bill | $9,894 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-033-011-10 |
| Primary APN | 14-130-033-011-10 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,012 sqft Building Perimeter |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 267,894 sqft (6.15 acres) |
| Garage Area | 3,020 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 55805 GARRETT RD |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-9352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 590A COM S 951.75 FT FRM W 1/4 COR, TH E 330 FT, S 812.25 FT, W 330 FT, N 812.25 FT TO BEG. SEC 33 6.15 A. |
| Legal Range | 16W |
| Legal Township | 05S |
| Legal Section | 33 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 1901 |
55805 Garrett Rd is owned and occupied by an individual who bought it in July 2024.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55805 GARRETT RD, DOWAGIAC, MI 49047-9352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK |
| Dec 19, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on File |
| Deed Sale | Jul 30, 2024 · Amount on File |
| Deed Document Number | 2024214142 |
| Deed Book / Page | 1248 / 1975 |
| Prior Transfer Date | Nov 30, 2017 |
| Prior Transfer Doc | 1133/0357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 55805 GARRETT RD, DOWAGIAC, MI 49047-9352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1121/2584 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 1121/2584 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Dec 19, 2017 |
| Property Address | 55805 GARRETT RD, DOWAGIAC, MI 49047-9352 |
| Document Number | 1133/0357 |
| Book / Page | 1133 / 0357 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 1133-0357 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55805 GARRETT RD, DOWAGIAC, MI 49047-9352 |
The 2025 property tax bill for 55805 Garrett Rd was $9,894 with a homeowner's exemption, up 498.5% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,600 (+4.85%) Land $380,600 | $761,200 (+4.85%) Land $761,200 | |
| 2025 | $9,894.00 (+498.55%) Homeowner's exemption | $363,000 Land $363,000 | $726,000 Land $726,000 |
| 2024 | $1,653.00 | ||
| 2023 | $177,400 | $354,800 | |
| 2022 | $1,537.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 55805 Garrett Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55805 Garrett Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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