5580 Hamilton Bridge Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5580 Hamilton Bridge Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,538 sqft · built 1971
Lot Size	1.03 acres (45,128 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (May 2013)
Tax Bill	$790 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`43-1N-28-3170-00B00-0100`

Property Details

APN / Parcel Number

Primary APN	`43-1N-28-3170-00B00-0100`
Alternative APN	`N28143317000B000100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	45,128 sqft (1.03 acres)
Lot Dimensions	301 ft deep x 150 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	70 sqft
Patio Area	544 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5580 HAMILTON BRIDGE RD
City	MILTON
State	FL
Zip	32570-8338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PINE HILL ACRES LOT 10 BLK B AS DES OR 3246 PG 1344
Legal Range	28W
Legal Township	1N
Legal Section	43
Legal Subdivision	PINE HILL ACRES
Legal Block	B
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	2
Census Block	2023
Census Tract	10503

Owner

5580 Hamilton Bridge Rd is owned and occupied by an individual who bought it in May 2013.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5580 HAMILTON BRIDGE RD, MILTON, FL 32570-8338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2013 · Amount on File
Deed Sale	May 14, 2013 · Amount on File
Prior Sale	Aug 24, 2011 · Amount on File
Deed Document Number	201325617
Deed Book / Page	3246 / 1344
Prior Transfer Date	Jul 26, 2006
Prior Transfer Doc	0026321711
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5580 HAMILTON BRIDGE RD, MILTON, FL 32570-8338
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5580 HAMILTON BRIDGE RD, MILTON, FL 32570-8338

Mortgage

Document Number	0046701496
Date	Oct 20, 2025
Book Page	4670/1496
Instrument	202549298

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,837 (+2.9%)	$177,447 (+5.36%) Land $30,000 Building $147,447
2024	$790.00 (+2.86%) Homeowner's exemption	$97,995 (+3%)	$168,416 (+2.25%) Land $25,000 Building $143,416
2023	$768.00 (+3.36%) Homeowner's exemption	$95,141 (+3%)	$164,712 (+5.62%) Land $23,000 Building $141,712
2022	$743.00 Homeowner's exemption	$92,370	$155,948 Land $22,000 Building $133,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5580 Hamilton Bridge Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	10 (1990–2020)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5580 Hamilton Bridge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20