5580 Coolley Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5580 Coolley Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,984 sqft · built 1972
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$735,000 (May 2024)
Tax Bill$9,102 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN289-0315-001-0000

Property Details

APN / Parcel Number

Primary APN289-0315-001-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,984 sqft Living Area
1st Floor Area1,984 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area15,246 sqft (0.35 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces
Pool Area9,700 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5580 COOLLEY WAY
CityCARMICHAEL
StateCA
Zip95608-5906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionDEL DAYO RIVIERA 01, LOT 80
Legal SubdivisionDEL DAYO RIVIERA 01
Legal Lot Number80
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2018
Census Tract5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5580 COOLLEY WAY, CARMICHAEL, CA 95608-5906
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2024 · Amount on Record
Deed SaleMay 15, 2024 · Amount on Record
Deed Book / Page20240515 / 663
Prior Transfer DateMay 9, 2024
Prior Transfer Doc2024000661
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5580 COOLLEY WAY, CARMICHAEL, CA 95608-5906
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5580 COOLLEY WAY, CARMICHAEL, CA 95608-5906

Mortgage

Document Number0000000726
DateOct 6, 2025
Instrument202510060726
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressHUNTINGTON BEACH, CA 92647
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$764,694 (+2%) Land $301,716 Building $462,978
2025$9,102.00 (+463.94%)$749,700 (+512.1%) Land $295,800 Building $453,900
2024$1,614.00 (+2.48%)
2023$1,575.00 (+0.7%) Homeowner's exemption$122,480 Land $22,352 Building $100,128
2022$1,564.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims9 (1993–2026)
Claims Outside the SFHA2 of 9
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, Succeed.Net.

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