558 William Paca St, Orange Park, FL 32073 Property Records

Clay County property record for 558 William Paca St, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,189 sqft · built 1984
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Aug 2025)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04-25-020304-318-19`

Property Details

APN / Parcel Number

Primary APN	`13-04-25-020304-318-19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	1,669 sqft
1st Floor Area	1,189 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Board & Batten
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Slab
Porch Area	110 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	558 WILLIAM PACA ST
City	ORANGE PARK
State	FL
Zip	32073-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 13 BLK 3 HERITAGE HILLS UNIT 4 AS REC OR 4959 PG 1760
Legal Range	25E
Legal Township	04S
Legal Section	13
Legal Subdivision	HERITAGE HILLS UNIT 4
Legal Block	3
Legal Lot Number	13
Legal Unit	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3003
Census Tract	30904

Owner

558 William Paca St is owned by two individuals who bought it in August 2025.

Source: Clay County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 RICHARD LEE ST, ORANGE PARK, FL 32073-8506
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD
Sep 14, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN MTG SVC
Feb 24, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Feb 24, 2017 · Amount on File
Deed Document Number	202538243
Deed Book / Page	4959 / 1760
Prior Transfer Date	Jul 7, 2003
Prior Transfer Doc	0000083399
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 14, 2025
Property Address	558 WILLIAM PACA ST, ORANGE PARK, FL 32073-8516
Document Number	0049591760
Book / Page	4959 / 1760
Map Reference	MB 17 PG 67
Instrument Date	Jul 29, 2025
Instrument	2025038243
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	UNKNOWN, ST JOHNS BLUE OCEAN TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9160 WOODJACK CT, JACKSONVILLE, FL 32256-6706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 RICHARD LEE ST, ORANGE PARK, FL 32073-8506

Mortgage

Document Number	0049591762
Date	Aug 14, 2025
Instrument	4959/1762

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 14, 2020
Property Address	558 WILLIAM PACA ST, ORANGE PARK, FL 32073-8516
Document Number	0043530915
Book / Page	004353 / 000915
Instrument Date	Sep 3, 2020
Instrument	47410
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	LANDMARK TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	558 WILLIAM PACA ST ORANGE PARK FL 320738516, ORANGE PARK, FL 32073-8516

Mortgage

Document Number	43530918
Date	Sep 14, 2020
Book Page	004353/000918
Instrument	47411

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 24, 2017
Property Address	558 WILLIAM PACA ST, ORANGE PARK, FL 32073-8516
Document Number	0039470729
Book / Page	3947 / 0729
Map Reference	MB17 P G67-72
Instrument Date	Feb 22, 2017
Instrument	2017009686
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	OSBORME &SHEFFIELD TITLE SER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1419 GLENSIDE GRN, 1419, CHARLOTTESVILLE, VA 22901-0657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 WILLIAM PACA ST, ORANGE PARK, FL 32073-8516

Mortgage

Document Number	0039470731
Date	Feb 24, 2017
Book Page	3947/0731
Instrument	2017009687

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 558 William Paca St was $3,286.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00	$215,470 Land $45,000 Building $170,470	$215,470 Land $45,000 Building $170,470
2023	$3,573.00 (+95.14%)	$214,027 (+46.64%) Land $45,000 Building $169,027	$214,027 (+11.95%) Land $45,000 Building $169,027
2022	$1,831.00 Homeowner's exemption	$145,958	$191,174 Land $35,000 Building $156,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 558 William Paca St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2007–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 558 William Paca St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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