Hardin County property record for 558 Whiteoak Dr, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,599 sqft · built 2016 |
| Lot Size | 5.78 acres (251,951 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,160 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000002-000120 |
| Primary APN | 000002-000120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,599 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum Siding |
| Construction Type | Brick |
| Lot Area | 251,951 sqft (5.78 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 73140 |
|---|---|
| Street Address | 558 WHITEOAK DR |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-7192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0002 ARRIOLA FRANCISCO TRACT LOT 3 ACRES 5.784 MCFARLIN ESTATES MCFARLIN ESTATES |
| Legal Subdivision | ARRIOLA FRANCISCO |
| Legal Tract | LOT |
| Legal Lot Number | 3 |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30501 |
Source: Hardin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 558 WHITEOAK DR, LUMBERTON, TX 77657-7192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 558 WHITEOAK DR, LUMBERTON, TX 77657-7192 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 558 WHITEOAK DR, LUMBERTON, TX 77657-7192 |
| Document Number | 0000158108 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025-158108 |
| Name | RAVE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | BEAUMONT, TX 77706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Adjustable | Adjustable Rate Rider |
|---|
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,160.00 (+27.96%) Homeowner's exemption | $587,853 (+0.81%) Land $115,680 Building $472,173 | $587,853 (+0.81%) Land $115,680 Building $472,173 |
| 2025 | $7,940.00 (-5.27%) Homeowner's exemption | $583,135 (-) Land $115,680 Building $467,455 | $583,135 (-) Land $115,680 Building $467,455 |
| 2024 | $8,382.00 (-4.12%) Homeowner's exemption | $583,135 (-0.82%) Land $115,680 Building $467,455 | $583,135 (-0.82%) Land $115,680 Building $467,455 |
| 2023 | $8,742.00 Homeowner's exemption | $587,955 Land $115,680 Building $472,275 | $587,955 Land $115,680 Building $472,275 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 33 (1989–2024) |
| Claims Outside the SFHA | 31 of 33 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Highline Internet Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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