Newaygo County property record for 558 W Adams St, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,658 sqft · built 1948 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,198 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-300-002 |
| Primary APN | 10-25-300-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 1,658 sqft |
| Basement Area | 1,514 sqft |
| Unfinished Basement | 1,514 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 1,280 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 558 W ADAMS ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | NE 1/4 SW 1/4 SEC 25 T14N R13W 40A M/L |
| Legal Range | 13W |
| Legal Township | 14N |
| Legal Section | 25 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 970300 |
558 W Adams St is owned and occupied by an individual who acquired it in March 2018.
Source: Newaygo County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 558 W ADAMS ST, WHITE CLOUD, MI 49349-9452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2018 | Deed of Trust, Mortgage CHOICEONE BANK |
| May 31, 2017 | Deed of Trust, Mortgage CHOICEONE BANK |
| Apr 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2018 |
| Transfer Doc | 469/5051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 558 W ADAMS ST, WHITE CLOUD, MI 49349-9452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000469/0000005053 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 0000000469/0000005053 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 558 W ADAMS ST, WHITE CLOUD, MI 49349-9452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000465/0000008001 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 0000000465/0000008001 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Recording Date | Apr 16, 2018 |
| Property Address | 558 W ADAMS ST, WHITE CLOUD, MI 49349-9452 |
| Document Number | 469/5051 |
| Book / Page | 469 / 5051 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 558 W ADAMS ST, WHITE CLOUD, MI 49349-9452 |
The 2025 property tax bill for 558 W Adams St was $4,198 with a homeowner's exemption.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Lincoln Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,400 (+17.75%) | $506,800 (+17.75%) | |
| 2025 | $4,198.00 Homeowner's exemption | $215,200 | $430,400 |
| 2023 | $170,000 | $340,000 | |
| 2022 | $3,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 558 W Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 558 W Adams St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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