558 Tracy Cir, Boone, NC 28607 Property Records

Watauga County property record for 558 Tracy Cir, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1983
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (May 2022)
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2910-28-4975-000`

Property Details

APN / Parcel Number

Primary APN	`2910-28-4975-000`
Alternative APNs	`1812180` `1853168`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Footing
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1853168
Street Address	558 TRACY CIR
City	BOONE
State	NC
Zip	28607-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOR1
Legal Subdivision	COUNCILL GROVE SUBDIVISION
Jurisdiction	WATAUGA NC
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1067
Census Tract	920400

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 W END AVE, NEW YORK, NY 10023-5539
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	2022720766
Deed Book / Page	2277 / 572
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	558 TRACY CIR, BOONE, NC 28607-3848
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OH

Mortgage

Document Number	0022950060
Date	Sep 1, 2022
Book Page	2295/60
Instrument	723958

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 24, 2020
Property Address	558 TRACY CIR, BOONE, NC 28607-3848
Document Number	0020720260
Book / Page	2072 / 0260
Map Reference	MB 2 PG 25
Instrument Date	Jan 7, 2020
Instrument	686814
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 KINGMAN DR, 1504, KNIGHTDALE, NC 27545-7063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MASTHEAD CT, MOORESVILLE, NC 28117-6043

Mortgage

Document Number	686815
Date	Jan 24, 2020
Instrument	686815

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 24, 2020
Property Address	558 TRACY CIR, BOONE, NC 28607-3848
Document Number	0020720259
Book / Page	002072 / 000259
Instrument Date	Jan 7, 2020
Instrument	686814
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 MASTHEAD CT MOORESVILLE NC 281176043, MOORESVILLE, NC 28117-6043

Mortgage

Document Number	20720262
Date	Jan 24, 2020
Book Page	002072/000262
Instrument	686815

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,100 (-) Land $43,100 Building $343,000
2025	$2,887.00	$386,100 (+12.14%) Land $43,100 Building $343,000
2024			$386,100 Land $43,100 Building $343,000
2023		$344,300 Land $43,100 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	20 (1989–2025)
Claims Outside the SFHA	12 of 20
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Skyline Telephone, T-Mobile.

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