558 River Rd, Coldwater, MI 49036 Property Records

Branch County property record for 558 River Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,226 sqft · built 1890
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on Record
Last Sale	$179,500 (Nov 2020)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Nov 2020 Sale Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-006-400-010-07`

Property Details

APN / Parcel Number

Primary APN	`070-006-400-010-07`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,226 sqft Building Perimeter
1st Floor Area	962 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	104,980 sqft (2.41 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	558 RIVER RD
City	COLDWATER
State	MI
Zip	49036-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SE 1/4 AND N 88DEG 20MIN 04SEC W 517.05 FT TO INTER OF RIVER RD & BURCH RD AND N 88DEG 31MIN 50SEC W 293.59
Legal Range	06W
Legal Township	06S
Legal Section	06
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2019
Census Tract	951302

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	558 RIVER RD, COLDWATER, MI 49036-9275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit KELLOGG COMMUNITY CU
Jan 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Jan 21, 2010 · Amount on Record
Deed Document Number	20207483
Prior Transfer Date	Dec 12, 2016
Prior Transfer Doc	201700037
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 2, 2020
Property Address	558 RIVER RD, COLDWATER, MI 49036-9275
Document Number	202007483
Instrument Date	Oct 30, 2020
Instrument	2020-07483
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	558 RIVER RD, 558, COLDWATER, MI 49036-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E 5TH ST, NEW RICHMOND, WI 54017-2104

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	558 RIVER RD, COLDWATER, MI 49036-9275
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002
Date	Jan 2, 2019
Instrument	2019-00002

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jan 3, 2017
Property Address	558 RIVER RD, COLDWATER, MI 49036-9275
Document Number	201700037
Instrument Date	Dec 12, 2016
Instrument	2017-00037
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 RIVER RD, COLDWATER, MI 49036-9275

Mortgage

Document Number	201700038
Date	Jan 3, 2017
Instrument	2017-00038

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,900 (-5.18%)	$219,800 (-5.18%)
2025	$2,110.00 (+2.68%)	$115,900	$231,800
2024	$2,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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