558 Old Trail Dr, Chula Vista, CA 91914 Property Records

San Diego County property record for 558 Old Trail Dr, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,238 sqft · built 2004
Lot Size0.162 acres (7,073 sqft)
OwnerCompany Name on File
Last Sale$970,000 (Jul 2021)
Tax Bill$7,478 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN595-725-39-00

Property Details

APN / Parcel Number

Primary APN595-725-39-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,238 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area7,073 sqft (0.162 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address558 OLD TRAIL DR
CityCHULA VISTA
StateCA
Zip91914-4146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SF2
Legal DescriptionLOT 5 TR 014158
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014158
Legal Block1
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group1
Census Block1003
Census Tract21306

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address558 OLD TRAIL DR, CHULA VISTA, CA 91914-4146
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Grant Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 6, 2020Quit Claim Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2021 · Amount on File
Deed SaleJul 29, 2021 · Amount on File
Prior SaleMay 6, 2020
Deed Document Number2021540905
Prior Transfer DateMay 1, 2020
Prior Transfer Doc0000231044
Record UpdatedOct 29, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 29, 2021
Property Address558 OLD TRAIL DR, CHULA VISTA, CA 91914-4146
Document Number0000540905
Map ReferenceMAP 14158
Instrument DateMay 26, 2021
Instrument2021-0540905
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address558 OLD TRAIL DR, CHULA VISTA, CA 91914-4146

Mortgage

Document Number0000540906
DateJul 29, 2021
Instrument2021-0540906
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 6, 2020
Property Address558 OLD TRAIL DR, CHULA VISTA, CA 91914-4146
Document Number0000231044
Instrument DateMay 1, 2020
Instrument231044
Transaction TypeTransfer
Record UpdatedMay 15, 2020
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address558 OLD TRAIL DR CHULA VISTA CA 919144146, CHULA VISTA, CA 91914-4146

Mortgage

Document Number231045
DateMay 6, 2020
Instrument231045
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueMay 5, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$654,436 (+2%) Land $297,768 Building $356,668
2025$7,478.00 (+5.43%) Homeowner's exemption$641,605 (+4.04%) Land $291,930 Building $349,675
2023$7,093.00 (+2.89%) Homeowner's exemption$616,693 Land $280,595 Building $336,098
2022$6,894.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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