558 Moloney Dr, Rockton, IL 61072 Property Records

Winnebago County property record for 558 Moloney Dr, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,244 sqft · built 2003
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2026)
Tax Bill	$7,817 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-18-328-023`

Property Details

APN / Parcel Number

Primary APN	`04-18-328-023`
Alternative APN	`418328023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,244 sqft Living Area
Basement Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Garage Area	744 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	558 MOLONEY DR
City	ROCKTON
State	IL
Zip	61072-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RES 2 F
Legal Description	WRIGHT PLACE NO 2 PT E ? SW1/4 SEC 18-46-2 (EXC S 8 FT) LOT 66
Legal Range	2
Legal Township	46
Legal Section	18
Legal Subdivision	WRIGHT PLACE 02
Legal Lot Number	66
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	3
Census Block	3026
Census Tract	4002

Owner

558 Moloney Dr is owned by two individuals who bought it in January 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	900 N 9TH ST, ROCHELLE, IL 61068-1435
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 1, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Sep 26, 2024
Deed Document Number	20262166
Prior Transfer Date	Sep 10, 2024
Prior Transfer Doc	0000023241
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 27, 2026
Property Address	558 MOLONEY DR, ROCKTON, IL 61072-3475
Document Number	0000002166
Map Reference	PB 43 PG 43
Instrument Date	Jan 20, 2026
Instrument	2602166
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CNW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	558 MOLONEY DR, ROCKTON, IL 61072-3475

Mortgage

Document Number	0000002168
Date	Jan 27, 2026
Instrument	2602168

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	558 MOLONEY DR, ROCKTON, IL 61072-3475
Document Number	0001003442
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 MOLONEY DR ROCKTON IL 610723475, ROCKTON, IL 61072-3475

Mortgage

Document Number	0001003442
Date	Feb 2, 2017
Instrument	1003442

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 558 Moloney Dr was $7,817, up 2.7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,817.00 (+2.67%)	$102,682 (+9.28%) Land $16,126 Building $86,556	$308,046 (+9.28%) Land $48,378 Building $259,668
2024	$7,614.00	$93,963 Land $14,757 Building $79,206	$281,889 Land $44,271 Building $237,618
2022	Homeowner's exemption	$76,542 Land $12,021 Building $64,521	$229,626 Land $36,063 Building $193,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 558 Moloney Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 558 Moloney Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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