Santa Cruz County property record for 558 McKenzie Ave, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,478 sqft · built 1943 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Aug 2013) |
| Tax Bill | $7,039 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 017-154-06 |
| Primary APN | 017-154-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 1,878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 558 MCKENZIE AVE |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HALL 55 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 110102 |
558 McKenzie Ave is owned and occupied by an individual who bought it in August 2013.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 558 MCKENZIE AVE, WATSONVILLE, CA 95076-4435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2013 · Amount on File |
| Deed Sale | Aug 12, 2013 · Amount on File |
| Deed Document Number | 201340539 |
| Prior Transfer Date | May 21, 2003 |
| Prior Transfer Doc | 0000056026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 558 MCKENZIE AVE, WATSONVILLE, CA 95076-4435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 558 MCKENZIE AVE, CORRALITOS, CA 95076-4435 |
| Document Number | 0000050654 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021-0050654 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 558 McKenzie Ave was $7,039 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,238 (+2%) Land $270,082 Building $264,156 | ||
| 2025 | $7,039.00 | $523,763 Land $264,787 Building $258,976 | |
| 2023 | $6,143.00 (+18.68%) | $495,525 Land $254,505 Building $241,020 | $546,480 |
| 2022 | $5,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 558 McKenzie Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 19 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 558 McKenzie Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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