Monroe County property record for 558 Legacy Dr, Waterloo, IL 62298
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 54.5 acres (2,375,327 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $304,500 (Jul 2025) |
| Tax Bill | $843 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-200-002-000 |
| Primary APN | 08-19-200-002-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,375,327 sqft (54.5 acres) |
|---|
| Street Address | 558 LEGACY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1706 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | MA2 |
| Legal Description | TAX LOT 9 & PART TAX LOT 10 SURVEY 641 & PART TAX LOTS 1 2 & 6 SURVEY 720 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | RESUBDIVISION LOT 6 OF LEGACY FINAL PLAT |
| Legal Lot Number | 9,10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 28 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 600401 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8618 WINE LEAVE CV, GERMANTOWN, TN 38139 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Oct 10, 2024 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SERVICES ILLINOIS |
| Dec 17, 2021 | Deed, Transfer |
| Aug 28, 2020 | Deed of Trust, Construction Loan · Line of Credit FIRST NAT'L BK/WATERLOO |
| Aug 25, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on Record |
| Deed Sale | Jul 22, 2025 · Amount on Record |
| Prior Sale | Apr 3, 2025 · Amount on Record |
| Deed Document Number | 2025438530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 558 LEGACY DR, WATERLOO, IL 62298-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000422960 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 422960 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 558 LEGACY DR, WATERLOO, IL 62298-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000424830 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 424830 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 558 LEGACY DR, WATERLOO, IL 62298-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000434874 |
|---|---|
| Date | Oct 10, 2024 |
| Instrument | 434874 |
| Name | FARM CREDIT SERVICES ILLINOIS |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 17, 2021 |
| Property Address | 558 LEGACY DR, WATERLOO, IL 62298-1706 |
| Document Number | 0000421538 |
| Map Reference | DOC 420112 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 421538 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $103.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 E MARKET ST, RED BUD, IL 62278-1576 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 28, 2020 |
| Property Address | 558 LEGACY DR, WATERLOO, IL 62298-1706 |
| Document Number | 0000410548 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 410548 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 11, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | FLORAVILLE RD WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000410548 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 410548 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | 1421 N MAIN ST, COLUMBIA, IL 62236-1035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 558 LEGACY DR, WATERLOO, IL 62298-1706 |
| Document Number | 0000410549 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | FLORAVILLE RD WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000410549 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 410549 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, IL 62236 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,574 (+24.62%) Land $13,574 | ||
| 2024 | $843.00 | $43,464 Land $43,464 | |
| 2022 | $10,892 Land $10,892 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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