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558 E Shore Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 558 E Shore Dr, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,392 sqft · built 1994
Lot Size0.215 acres (9,364 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Sep 2025)
Tax Bill$5,234 (2024)
Deeds & MortgagesSep 2025 Sale
Aug 2020 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00196890-000000

Property Details

APN / Parcel Number

Primary APN00196890-000000
Alternative APN
  • 1258555

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,392 sqft Living Area
Gross Area2,766 sqft
1st Floor Area1,392 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,364 sqft (0.215 acres)
Garage TypeAttached
Garage Area1,374 sqft
PorchOpen Porch
Porch Area768 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1258555
Street Address558 E SHORE DR
CitySUMMERLAND KEY
StateFL
Zip33042-4518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 5 SUMMERLAND BCH ADDN 1 PB3-20 SUMMERLAND KEY G66-432 OR709-322/323 OR805-862 OR901-2300 OR1396-2371 OR1396-2372 OR1419-829 OR1421-2170 OR1667-1237 OR2917-2097/2100 OR2967-317 OR3040-2146
Legal Range28E
Legal Township66S
Legal Section36
Legal SubdivisionSUMMERLAND BEACH ADD NO 1
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1035
Census Tract971502

Owner

558 E Shore Dr is owned by two individuals who bought it in September 2025.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address598 W PALMETTO PARK RD, BOCA RATON, FL 33432-3656
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2025 · Amount on File
Deed SaleSep 12, 2025 · Amount on File
Prior SaleAug 31, 2020
Deed Document Number20252514996
Deed Book / Page3344 / 1189
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 12, 2025
Property Address558 E SHORE DR, SUMMERLAND KEY, FL 33042-4518
Document Number0033441189
Book / Page3344 / 1189
Map ReferenceMB 3 PG 20
Instrument DateSep 10, 2025
Instrument2514996
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1220 SUGARLOAF BLVD, SUMMERLAND KEY, FL 33042-3635

Transferred To (Grantee/Buyer)

NameVerified Name
Address598 W PALMETTO PARK RD, BOCA RATON, FL 33432-3656

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 31, 2020
Property Address558 E SHORE DR, SUMMERLAND KEY, FL 33042-4518
Document Number0030402146
Book / Page003040 / 002146
Instrument DateAug 31, 2020
Instrument2279455
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1220 SUGARLOAF BLVD SUMMERLAND KEY FL 330423635, SUMMERLAND KEY, FL 33042-3635

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 20, 2018
Property Address558 E SHORE DR, SUMMERLAND KEY, FL 33042-4518
Document Number0029172097
Book / Page002917 / 002097
Instrument DateJul 20, 2018
Instrument2178768
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1220 SUGARLOAF BLVD SUMMERLAND KEY FL 330423635, SUMMERLAND KEY, FL 33042-3635

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$452,349 (-22.84%) Land $252,828 Building $199,521$452,349 (-22.84%) Land $252,828 Building $199,521
2024$5,234.00 (+8.72%)$586,241 (+6.4%) Land $388,606 Building $197,635$586,241 (+6.4%) Land $388,606 Building $197,635
2023$4,814.00 (+8.55%)$550,991 (+11.22%) Land $365,196 Building $185,795$550,991 (+11.22%) Land $365,196 Building $185,795
2022$4,435.00$495,394 Land $313,694 Building $181,700$495,394 Land $313,694 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 558 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 558 E Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

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