Osceola County property record for 5579 Toulouse Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,996 sqft · built 2021 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,300 (Jul 2021) |
| Tax Bill | $4,138 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212531497800011700 |
| Primary APN | 212531497800011700 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,996 sqft Heated Area |
| Gross Area | 2,600 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5579 TOULOUSE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 170 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | SIENA RESERVE |
| Legal Phase | 2A |
| Legal Tract | 4978 |
| Legal Lot Number | 170 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5579 TOULOUSE LN, SAINT CLOUD, FL 34771-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 22, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Mar 19, 2021 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2021 · Amount on Record |
| Deed Document Number | 0060072146 |
| Deed Book / Page | 6007 / 2146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5579 TOULOUSE LN, SAINT CLOUD, FL 34771-9423 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5579 TOULOUSE LN, SAINT CLOUD, FL 34771-9423 |
| Investor | Possibly a Property Investor |
| Document Number | 0063942467 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 6394/2467 |
| Instrument | 2023050604 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 5579 TOULOUSE LN, SAINT CLOUD, FL 34771-9423 |
| Document Number | 0060072146 |
| Book / Page | 6007 / 2146 |
| Map Reference | MB 29 PG 42-47 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021113816 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,361.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4307 VINELAND ROAD # RDH16, RDH16, ORLANDO, FL 32811-7178 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5579 TOULOUSE LN, SAINT CLOUD, FL 34771-9423 |
| Investor | Possibly a Property Investor |
| Document Number | 0060072148 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 6007/2148 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 19, 2021 |
| Property Address | 5579 TOULOUSE LN, SAINT CLOUD, FL 34771-9423 |
| Document Number | 0059152486 |
| Book / Page | 5915 / 2486 |
| Map Reference | MB 29 PG 42-47 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021040943 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $527.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4098, MARYVILLE, TN 37802-4098 |
| Name | Verified Name |
|---|---|
| Address | 1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830 |
| Investor | Possibly a Property Investor |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,138.00 (+7.29%) Homeowner's exemption | $288,136 (+5.99%) | $344,000 (+4.94%) Land $75,000 Building $269,000 |
| 2023 | $3,857.00 (+1.93%) Homeowner's exemption | $271,861 (+0.8%) | $327,800 (+21.54%) Land $70,000 Building $257,800 |
| 2022 | $3,784.00 Homeowner's exemption | $269,700 Land $60,000 Building $209,700 | $269,700 Land $60,000 Building $209,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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