5579 Shepherds Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 5579 Shepherds Ln, Milton, FL 32570

Property Summary

Property Type	Vacant Land
Lot Size	16 acres (696,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,900 (Dec 2022)
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-3N-28-0000-00467-0000`

Property Details

APN / Parcel Number

Primary APN	`30-3N-28-0000-00467-0000`
Alternative APN	`N283300000004670000`

Exterior

Lot Area	696,960 sqft (16 acres)
View / Lot	Woodland

Location & Zoning

Street Address	5579 SHEPHERDS LN
City	MILTON
State	FL
Zip	32570-9832
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	AG-RR
Legal Description	LOT 6, MILLERS BLUFF (UNREC) COMMENCING AT THE SOUTHWEST CORNER OF SECTION 30, TOWNSHIP 3 NORTH, RANGE 28 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE GO SOUTH 874559 EAST, ALONG THE SOUTH LINE OF SAID SECTION 30, FOR A DISTANCE OF 639. 14 FEET TO THE CU
Legal Range	28W
Legal Township	3N
Legal Section	30
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1033
Census Tract	10400

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5579 SHEPHERDS LN, MILTON, FL 32570-9832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · Construction Mortgage PEN AIR FCU
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Deed Document Number	202269781
Deed Book / Page	4354 / 1916
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5579 SHEPHERDS LN, MILTON, FL 32570-9832
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5541 SHEPHERDS LN, MILTON, FL 32570-9832

Mortgage

Document Number	0046031106
Date	Apr 9, 2025
Book Page	4603/1106
Instrument	202515339

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Max Rate	11.5%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 27, 2022
Property Address	5579 SHEPHERDS LN, MILTON, FL 32570-9832
Document Number	0043541916
Book / Page	4354 / 1916
Instrument Date	Dec 22, 2022
Instrument	202269781
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	GENESIS LAND & TITLE CO, GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6223 HIGHWAY 90102, MILTON, FL 32570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6077 JAYS WAY, MILTON, FL 32570-7813

Mortgage

Document Number	0043541918
Date	Dec 27, 2022
Instrument	4354/1918

Lender

Name	SANTA ROSA COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2042

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00 (+16.49%)	$161,280 (+23.08%) Land $161,280	$161,280 (+23.08%) Land $161,280
2024	$1,504.00 (+6.52%)	$131,040 (+8.33%) Land $131,040	$131,040 (+8.33%) Land $131,040
2023	$1,412.00 (+21.2%)	$120,960 (+22.73%) Land $120,960	$120,960 (+22.73%) Land $120,960
2022	$1,165.00	$98,560	$98,560 Land $98,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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