Lake County property record for 5579 Reef Rd, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,414 sqft · built 1974 |
| Lot Size | 0.34 acres (14,819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,900 (Apr 2015) |
| Tax Bill | $3,524 (2024) |
| Deeds & Mortgages | Sep 2025 Sale Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-A-092-C-00-045-0 |
| Primary APN | 19-A-092-C-00-045-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,819 sqft (0.34 acres) |
| Lot Dimensions | 190 ft deep x 78 ft wide |
| View / Lot | Extra Front |
| Garage Type | Basement |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 40 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5579 REEF RD |
|---|---|
| City | MENTOR ON THE LAKE |
| State | OH |
| Zip | 44060-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOT 1, 6 & 7 TRACT 12 & LOT 7 TRACT 16 |
| Legal Subdivision | LAKEWAY SUBDIVISON NO. 1 |
| Legal Tract | 12,16 |
| Legal Block | 1 |
| Legal Lot Number | 333 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR-ON-THE-LAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 202500 |
Source: Lake County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5579 REEF RD, MENTOR ON THE LAKE, OH 44060-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Certificate of Transfer, Transfer |
| Jun 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2015 · Amount on Record |
| Deed Sale | Apr 3, 2015 · Amount on Record |
| Prior Sale | Mar 13, 2001 · Amount on Record |
| Deed Document Number | 20158064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 15, 2025 |
| Property Address | 5579 REEF RD, MENTOR ON THE LAKE, OH 44060-2535 |
| Document Number | 0000020241 |
| Map Reference | VOL P PG 4 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 2025R020241 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5579 REEF RD, MENTOR ON THE LAKE, OH 44060-2535 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5579 REEF RD, MENTOR ON THE LAKE, OH 44060-2535 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022200 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021R022200 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | May 1, 2045 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor-on-the-Lake City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,020 (-) Land $24,240 Building $47,780 | $205,760 (-) Land $69,260 Building $136,500 | |
| 2024 | $3,524.00 (-51.98%) Homeowner's exemption | $72,020 (+25.56%) Land $24,240 Building $47,780 | $205,760 (+25.56%) Land $69,260 Building $136,500 |
| 2023 | $7,339.00 (+101.51%) Homeowner's exemption | $57,360 (-) Land $20,600 Building $36,760 | |
| 2022 | $3,642.00 Homeowner's exemption | $57,360 Land $20,600 Building $36,760 | |
| 2021 | $163,870 Land $58,850 Building $105,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures