5579 Petersen Ln, Lotus, CA 95651 Property Records

El Dorado County property record for 5579 Petersen Ln, Lotus, CA 95651

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,354 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$1,219,000 (Oct 2020)
Tax Bill	$10,708 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-080-005-000`

Property Details

APN / Parcel Number

Primary APN	`105-080-005-000`
Alternative APN	`1050800510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,354 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	217,800 sqft (5 acres)
Terrain	Wooded
View / Lot	Water
Parking Spaces	2 Parking Spaces
Patio Area	2,354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	1050800510
Street Address	5579 PETERSEN LN
City	LOTUS
State	CA
Zip	95651-9716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	RS 15/49/2
Legal Tract	2
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1008
Census Tract	30901

Owner

Source: El Dorado County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5579 PETERSEN LN, LOTUS, CA 95651-9716
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Grant Deed, Transfer · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY C
Sep 25, 2017	Grant Deed, Transfer · Conventional Mortgage MERCADO TRUST (PT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	2020-0060617
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 26, 2020
Property Address	5579 PETERSEN LN, LOTUS, CA 95651-9716
Document Number	0000060617
Instrument Date	Oct 20, 2020
Instrument	2020-0060617
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	INTER CNTY TTL CO OF EI DORA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5579 PETERSEN LN, LOTUS, CA 95651-9716

Mortgage

Document Number	0000060618
Date	Oct 26, 2020
Instrument	2020-0060618

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY C
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 25, 2017
Property Address	5579 PETERSEN LN, LOTUS, CA 95651-9716
Document Number	0000042751
Instrument Date	Sep 19, 2017
Instrument	42751
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5569 PETERSEN LN LOTUS CA 956519716, LOTUS, CA 95651-9716

Mortgage

Document Number	42752
Date	Sep 25, 2017
Instrument	42752

Lender

Name	MERCADO TRUST (PT)
Address	4280 PATTERSON DR # 54, DIAMOND SPRINGS, CA 95619-9409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,708.00 (+4.12%) Homeowner's exemption	$1,028,309 (+4.04%) Land $541,216 Building $487,093
2023	$10,284.00 (+1.47%) Homeowner's exemption	$988,380 Land $520,200 Building $468,180
2022	$10,135.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile USA.

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