Charles County property record for 5578 Saddlebrook Ct, White Plains, MD 20695
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,483 sqft · built 2018 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Dec 2021) |
| Tax Bill | $24,446 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-355656 |
| Primary APN | 08-355656 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,483 sqft Living Area |
| Gross Area | 4,903 sqft |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,447 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 34 sqft |
| Deck Area | 179 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 355656 |
|---|---|
| Street Address | 5578 SADDLEBROOK CT |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-4153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT P96 0.1929 AC N RT 488 PINEY CHURCH RD GLENEAGLES SOUTH NEIGHBO |
| Legal Subdivision | GLENEAGLES SOUTH NEIGHBO |
| Legal Block | 1 |
| Legal Lot Number | P96 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 850904 |
Source: Charles County records · APN 08-355656
Assessment roll updated September 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5578 SADDLEBROOK CT, WHITE PLAINS, MD 20695-4153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2021 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 04, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Mar 25, 2019 | Deed, Transfer · VA Mortgage HOMESIDE FINANCIAL LLC |
| Mar 25, 2019 | Grant Deed, Transfer CALATLANTIC TITLE/MD INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2021 · Amount on Record |
| Deed Sale | Dec 09, 2021 · Amount on Record |
| Prior Sale | Mar 25, 2019 · Amount on Record |
| Deed Book / Page | 12270 / 416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 09, 2021 |
| Property Address | 5578 SADDLEBROOK CT, WHITE PLAINS, MD 20695-4153 |
| Document Number | 0122700416 |
| Book / Page | 12270 / 416 |
| Map Reference | MB 60 PL 112&121 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5578 SADDLEBROOK CT, WHITE PLAINS, MD 20695-4153 |
| Document Number | 0012270422 |
|---|---|
| Date | Dec 09, 2021 |
| Instrument | 12270/422 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5578 SADDLEBROOK CT, WHITE PLAINS, MD 20695-4153 |
| Document Number | 0109090200 |
| Instrument Date | Dec 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5578 SADDLEBROOK CT WHITE PLAINS MD 206954153, WHITE PLAINS, MD 20695-4153 |
| Document Number | 0109090200 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 010909/000200 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 25, 2019 |
| Property Address | 5578 SADDLEBROOK CT, WHITE PLAINS, MD 20695-4153 |
| Document Number | 0105780179 |
| Book / Page | 10578 / 179 |
| Map Reference | MB 60 PL 112&121 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CALATLANTIC TITLE OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,538.97 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5578 SADDLEBROOK CT, WHITE PLAINS, MD 20695-4153 |
| Document Number | 0010578189 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 10578/189 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 25, 2019 |
| Property Address | 5578 SADDLEBROOK CT, WHITE PLAINS, MD 20695-4153 |
| Document Number | 0105780171 |
| Book / Page | 010578 / 000171 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | CALATLANTIC TITLE/MD INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5578 SADDLEBROOK CT WHITE PLAINS MD 206954153, WHITE PLAINS, MD 20695-4153 |
| Investor | Possibly a Property Investor |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,446.00 (+185.92%) | $571,467 (+20.97%) | $621,000 (+31.46%) Land $100,100 Building $520,900 |
| 2023 | $8,550.00 | $472,400 Land $100,100 Building $372,300 | $472,400 Land $100,100 Building $372,300 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 577 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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