5578 River Rd, Waunakee, WI 53597 Property Records

Dane County property record for 5578 River Rd, Waunakee, WI 53597

Property Summary

Property TypeSingle Family Home
Lot Size0.464 acres (20,212 sqft)
OwnerIndividual Name on File
Tax Bill$5,128 (2025)
Deeds & MortgagesApr 2022 Mortgage
Feb 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN0809-231-8665-8

Property Details

APN / Parcel Number

Primary APN0809-231-8665-8

Exterior

Lot Area20,212 sqft (0.464 acres)

Location & Zoning

Street Address5578 RIVER RD
CityWAUNAKEE
StateWI
Zip53597-9516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeETZ
Legal DescriptionSEC 23-8-9 PRT NW1/4 NE1/4 DESCR AS COM AT E1/4 COR OF SD SEC TH N ALG SD E LN O F SD SEC 376.2 FT TH N53DEG16W 2703.8 FT TO POB TH CONT N53DEG16W 160.0 FT TO C/L OF RD TH N24DEG10E 126.2 FT TH S53DEG16E 160 FT TH S24DEG10W 126.2 FT TO POB EXC R/W IN
Legal Range09E
Legal Township08N
Legal Section23
Legal Block86
Legal Lot Number65
JurisdictionDANE WI
Township / Civil DivisionWESTPORT
Census Block Group2
Census Block2049
Census Tract11201

Owner

5578 River Rd is owned and occupied by an individual who acquired it in January 2017.

Source: Dane County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5578 RIVER RD, WAUNAKEE, WI 53597-9516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE CU
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARK BANK
Dec 21, 2018Deed of Trust, Mortgage · ARM
PARK BANK
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
PARK BANK
Feb 5, 2020Deed of Trust, Mortgage · ARM
PARK BANK
Jan 19, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2017
Deed SaleJan 19, 2017
Prior SaleJun 19, 2012 · Amount on File
Deed Document Number20175300312
Prior Transfer DateJun 25, 2014
Prior Transfer Doc0005080445
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address5578 RIVER RD, WAUNAKEE, WI 53597-9516
Transaction TypeMortgage
Record UpdatedMay 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005826898
DateApr 18, 2022
Instrument5826898
Lender
NameHERITAGE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term264 Months
DueApr 28, 2044
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address5578 RIVER RD, WAUNAKEE, WI 53597-9516
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005692771
DateFeb 8, 2021
Instrument5692771
Lender
NamePARK BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address5578 RIVER RD, WAUNAKEE, WI 53597-9516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005461401
DateDec 21, 2018
Instrument5461401
Lender
NamePARK BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJan 1, 2039
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address5578 RIVER RD, WAUNAKEE, WI 53597-9516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005544262
DateNov 27, 2019
Instrument5544262
Lender
NamePARK BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address5578 RIVER RD, WAUNAKEE, WI 53597-9516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005560993
DateFeb 5, 2020
Instrument5560993
Lender
NamePARK BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term300 Months
DueFeb 1, 2045
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDANE WI
Recording DateJan 19, 2017
Property Address5578 RIVER RD, WAUNAKEE, WI 53597-9516
Document Number0005300312
Instrument DateJan 18, 2017
Instrument5300312
Transaction TypeForeclosure
Record UpdatedJun 14, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5578 RIVER RD, WAUNAKEE, WI 53597-9516

Tax Assessment & Valuation

The 2025 property tax bill for 5578 River Rd was $5,128.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
County SubdivisionWestport Town
Unified School DistrictWaunakee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,128.00 Homeowner's exemption$412,500 Land $135,900 Building $276,600$421,100
2023$281,800 Land $99,200 Building $182,600$394,000
2022$5,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5578 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimJun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5578 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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