5578 Rapid Run Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5578 Rapid Run Rd, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1980
Lot Size	0.248 acres (10,846 sqft)
Owner	2 Owner Names on Record
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0062-0224-00`

Property Details

APN / Parcel Number

Primary APN	`540-0062-0224-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	500 sqft
2nd Floor Area	1,100 sqft

Exterior

Year Built	Built 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,846 sqft (0.248 acres)
Lot Dimensions	225 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5578 RAPID RUN RD
City	CINCINNATI
State	OH
Zip	45238-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAPID RUN 50.03 X 225.18 IRR LOT 6 OH-MER ESTATE SUB R1-T3-S18
Legal Range	01
Legal Township	03
Legal Section	18
Legal Subdivision	MER ESTATE SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21303

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5578 RAPID RUN RD, CINCINNATI, OH 45238-4123
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 10, 2018	Deed of Trust, Mortgage · FHA Mortgage UNION HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2006
Deed Sale	Jul 13, 2006
Prior Sale	Jul 13, 2006 · Amount on Record
Deed Document Number	0000109223
Last Transfer Date	Jun 9, 2008
Transfer Doc	0000078233
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5578 RAPID RUN RD, CINCINNATI, OH 45238-4123
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123653
Date	Oct 12, 2021
Book Page	14521/2372
Instrument	2021-0123653

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5578 RAPID RUN RD, CINCINNATI, OH 45238-4123
Document Number	0000072256
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5578 RAPID RUN RD CINCINNATI OH 452384123, CINCINNATI, OH 45238-4123

Mortgage

Document Number	0000072256
Date	Aug 16, 2018
Book Page	013733/000523
Instrument	72256

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00 (+2.49%)	$54,709 (-) Land $9,534 Building $45,175
2024	$3,176.00 (-0.28%)	$54,709 (-) Land $9,534 Building $45,175
2023	$3,185.00 (-0.03%)	$54,709 (+12.41%) Land $9,534 Building $45,175	$156,310 (+12.41%) Land $27,240 Building $129,070
2022	$3,186.00 Homeowner's exemption	$48,668 Land $9,219 Building $39,449
2020			$139,050 Land $26,340 Building $112,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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