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5578 Peach Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5578 Peach Dr, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,475 sqft · built 2018
Lot Size0.198 acres (8,668 sqft)
OwnerIndividual Name on File
Last Sale$172,800 (May 2018)
Tax Bill$1,444 (2024)
Deeds & MortgagesDec 2020 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-1N-29-5878-00G00-0160

Property Details

APN / Parcel Number

Primary APN26-1N-29-5878-00G00-0160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,475 sqft Heated Area
Gross Area1,972 sqft
1st Floor Area1,855 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area8,668 sqft (0.198 acres)
Lot Dimensions1,400 ft deep x 620 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number261N29587800G000160
Street Address5578 PEACH DR
CityPACE
StateFL
Zip32571-2774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWOODLANDS PHASE ONE LOT 16 BLK G AS DES IN OR 3727 PG 1393
Legal Range29W
Legal Township01N
Legal Section26
Legal SubdivisionWOODLANDS (ALL)
Legal Phase1
Legal BlockG
Legal Lot Number16
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group4
Census Block4002
Census Tract10704

Owner

Source: Santa Rosa County assessment roll, APN 26-1N-29-5878-00G00-0160, as of July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5578 PEACH DR, PACE, FL 32571-2774
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
May 15, 2018Warranty Deed, Transfer · VA Mortgage
ON Q FINANCIAL INC
Jan 29, 2018Loan Modification, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2018 · Amount on Record
Deed SaleMay 15, 2018 · Amount on Record
Deed Document Number201819436
Deed Book / Page3727 / 1393
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5578 PEACH DR, PACE, FL 32571-2774
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5578 PEACH DR, PACE, FL 32571-2774

Mortgage

Document Number0040440149
DateDec 16, 2020
Book Page4044/149
Instrument202068190
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 15, 2018
Property Address5578 PEACH DR, PACE, FL 32571-2774
Document Number0037271393
Book / Page3727 / 1393
Map ReferenceMB 12 PG 10
Instrument DateMay 11, 2018
Instrument201819436
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGUARANTEE TITLE OF NORTHWEST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,209.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4229 HIGHWAY 90, 4229, PACE, FL 32571-2011

Transferred To (Grantee/Buyer)

NameVerified Name
Address5578 PEACH DR, PACE, FL 32571-2774

Mortgage

Document Number0201819437
DateMay 15, 2018
Instrument201819437
Lender
NameON Q FINANCIAL INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateJan 29, 2018
Property Address5578 PEACH DR, PACE, FL 32571-2774
Document Number0036971606
Book / Page003697 / 001606
Instrument DateDec 28, 2017
Instrument3453
Transaction TypeMortgage
Record UpdatedMar 07, 2018
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number36971606
DateJan 29, 2018
Book Page003697/001606
Instrument3453
Lender
NameCENTENNIAL BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll as of July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$1,444.00 (+6.25%) Homeowner's exemption Disabled Person's exemption$152,874 (+3%)$222,047 (+2.47%) Land $35,000 Building $187,047
2023$1,359.00 (+3.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$148,421 (+3%)$216,696 (+13.07%) Land $34,000 Building $182,696
2022$1,316.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$144,098$191,647 Land $30,000 Building $161,647

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107044, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 238 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Communications
Cable		2,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1570671, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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