Seminole County property record for 5578 Ligustrum Loop, Oviedo, FL 32765 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,729 sqft · built 1997 |
| Lot Size | 0.12 acres (5,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2017) |
| Tax Bill | $2,671 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-21-31-5UW-0000-0060 |
| Primary APN | 29-21-31-5UW-0000-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 1,773 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,251 sqft |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5578 LIGUSTRUM LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 ALOMA WOODS PH 4 PB 52 PGS 7 & 8 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 29 |
| Legal Subdivision | ALOMA WOODS |
| Legal Lot Number | 6 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 21317 |
Source: Seminole County records · APN 29-21-31-5UW-0000-0060
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5578 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| May 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2017 · Amount on Record |
| Deed Sale | May 02, 2017 · Amount on Record |
| Prior Sale | Feb 06, 1998 · Amount on Record |
| Deed Document Number | 2017042748 |
| Deed Book / Page | 08904 / 0165 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 5578 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096711131 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 9671/1131 |
| Instrument | 2020085428 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 02, 2017 |
| Property Address | 5578 LIGUSTRUM LOOP, OVIEDO, FL 32765-7996 |
| Document Number | 0089040165 |
| Book / Page | 008904 / 000165 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 42748 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | PRINCIPAL TITLE SERVICES LLC, PRINCIPAL TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5578 LIGUSTRUM LOOP OVIEDO FL 327657996, OVIEDO, FL 32765-7996 |
| Document Number | 89040167 |
|---|---|
| Date | May 02, 2017 |
| Book Page | 008904/000167 |
| Instrument | 42749 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,671.00 (-2.13%) Homeowner's exemption | $229,486 (+5.99%) | $376,789 (+2.84%) Land $105,000 Building $271,789 |
| 2023 | $2,729.00 (+2.67%) Homeowner's exemption | $216,522 (+3%) | $366,370 (+13.98%) Land $105,000 Building $261,370 |
| 2022 | $2,658.00 Homeowner's exemption | $210,216 | $321,425 Land $77,000 Building $244,425 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213173, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 62 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 12 (2001–2024) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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