Jefferson County property record for 5577 Ems Rd, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,724 sqft · built 1999 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,600 (Sep 1999) |
| Tax Bill | $2,353 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078.034.00000006 |
| Primary APN | 078.034.00000006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 1,724 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Lot Area | 174,240 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5577 EMS RD |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR2 |
| Legal Description | SCHROEDER FARM ESTS LOT 7 |
| Legal Range | 4E |
| Legal Township | 42N |
| Legal Section | 34 |
| Legal Subdivision | SCHROEDER FARM ESTS |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 700503 |
5577 Ems Rd is owned and occupied by two individuals who acquired it in November 1999.
Source: Jefferson County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5577 EMS RD, CEDAR HILL, MO 63016-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1999 · Amount on File |
| Deed Sale | Sep 15, 1999 · Amount on File |
| Deed Book / Page | 951 / 497 |
| Last Transfer Date | Nov 18, 1999 |
| Transfer Doc | 0965000667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 2, 2026 |
| Property Address | 5577 EMS RD, CEDAR HILL, MO 63016-3510 |
| Document Number | 0000024475 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202624475 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 5577 EMS RD, CEDAR HILL, MO 63016-3510 |
| Document Number | 0000024475, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202624475 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 5577 EMS RD, CEDAR HILL, MO 63016-3510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R012150 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021R-012150 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 5577 Ems Rd was $2,353, up 0.6% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Hillsboro R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,600 (-) Land $5,400 Building $33,200 | $203,100 (-) Land $28,500 Building $174,600 | |
| 2025 | $2,353.00 (+0.64%) | $38,600 Land $5,400 Building $33,200 | $203,100 (-) Land $28,500 Building $174,600 |
| 2024 | $2,338.00 (-2.46%) | $203,100 (+8.49%) Land $28,500 Building $174,600 | |
| 2023 | $2,397.00 | $35,600 Land $5,400 Building $30,200 | $187,200 Land $28,500 Building $158,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5577 Ems Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 5 (2000–2024) |
| Most Recent Claim | Nov 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5577 Ems Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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