5577 Clearlake Dr, Hickory, NC 28601 Property Records

Caldwell County property record for 5577 Clearlake Dr, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1971
Lot Size	0.498 acres (21,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jan 2018)
Tax Bill	$2,121 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08123 1 14`

Property Details

APN / Parcel Number

Primary APN	`08123 1 14`
Alternative APN	`162950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Heated Area
Gross Area	3,764 sqft
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft
Finished Basement	1,452 sqft
Unfinished Basement	1,452 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,714 sqft (0.498 acres)
Lot Dimensions	231 ft deep x 94 ft wide
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	162950
Street Address	5577 CLEARLAKE DR
City	HICKORY
State	NC
Zip	28601-9485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1933 PG 1845 YR 2018 ST 420.00
Legal Subdivision	NORTH LAKES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1019
Census Tract	31301

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5577 CLEARLAKE DR, HICKORY, NC 28601-9485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jan 11, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Jan 1, 1990 · Amount on Record
Deed Book / Page	1933 / 1845
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5577 CLEARLAKE DR, HICKORY, NC 28601-9485
Document Number	0010026461
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5577 CLEARLAKE DR HICKORY NC 286019485, HICKORY, NC 28601-9485

Mortgage

Document Number	0010026461
Date	Oct 1, 2018
Book Page	001950/000097
Instrument	10026461

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 11, 2018
Property Address	5577 CLEARLAKE DR, HICKORY, NC 28601-9485
Document Number	0010018558
Book / Page	001933 / 001845
Instrument Date	Jan 10, 2018
Instrument	10018558
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5577 CLEARLAKE DR HICKORY NC 286019485, HICKORY, NC 28601-9485

Mortgage

Document Number	10018559
Date	Jan 11, 2018
Book Page	001933/001847
Instrument	10018559

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,121.00 (-19.81%)	$345,000 (-) Land $23,400 Building $321,600
2025	$2,645.00 (+117.7%)	$345,000 (+114.15%) Land $23,400 Building $321,600	$345,000 (+114.15%) Land $23,400 Building $321,600
2023		$161,100 (-) Land $23,400 Building $137,700	$161,100 (-) Land $23,400 Building $137,700
2022	$1,215.00	$161,100 Land $23,400 Building $137,700	$161,100 Land $23,400 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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