5576 Wagon Road Gap, Memphis, TN 38134 Property Records

Shelby County property record for 5576 Wagon Road Gap, Memphis, TN 38134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,721 sqft · built 1973
Lot Size	0.29 acres (12,625 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (Dec 2018)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-8050-0-0015`

Property Details

APN / Parcel Number

Primary APN	`08-8050-0-0015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	2,121 sqft
1st Floor Area	1,721 sqft
Utility Area	88 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,625 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	612 sqft
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5576 WAGON ROAD GAP
City	MEMPHIS
State	TN
Zip	38134-6640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ES CRANBERRY DR COR WAGON RD GAP NE
Legal Subdivision	BLUE RIDGE PARK 1ST ADDN
Legal Lot Number	31
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2003
Census Tract	20610

Owner

5576 Wagon Road Gap is owned and occupied by an individual who bought it in December 2018.

Source: Shelby County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5576 WAGON ROAD GAP, MEMPHIS, TN 38134-6640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Dec 20, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Jan 7, 2011 · Amount on File
Deed Document Number	2018129522
Prior Transfer Date	Dec 28, 2005
Prior Transfer Doc	0000005018
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5576 WAGON ROAD GAP, MEMPHIS, TN 38134-6640
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 WAGON ROAD GAP, MEMPHIS, TN 38134-6640

Mortgage

Document Number	0022117892
Date	Oct 24, 2022
Instrument	22117892

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5576 WAGON ROAD GAP, MEMPHIS, TN 38134-6640
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021126787
Date	Oct 8, 2021
Instrument	21126787

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jul 9, 2026
Property Address	5576 WAGON ROAD GAP, MEMPHIS, TN 38134-6640
Document Number	0000057273
Instrument Date	Jun 24, 2026
Instrument	202657273
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	5576 WAGON ROAD GAP, MEMPHIS, TN 38134-6640

Mortgage

Document Number	0000057273,
Date	Jul 9, 2026
Instrument	202657273

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Dec 20, 2018
Property Address	5576 WAGON ROAD GAP, MEMPHIS, TN 38134-6640
Document Number	0000129522
Instrument Date	Dec 14, 2018
Instrument	129522
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$497.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5576 WAGON RD MEMPHIS TN 38134, MEMPHIS, TN 38134

Mortgage

Document Number	129523
Date	Dec 20, 2018
Instrument	129523

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5576 Wagon Road Gap was $1,543.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,543.00	$57,375 Land $6,250 Building $51,125	$229,500 Land $25,000 Building $204,500
2023		$42,475 Land $5,000 Building $37,475
2022	$2,587.00
2021			$169,900 Land $20,000 Building $149,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5576 Wagon Road Gap in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5576 Wagon Road Gap is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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