5576 Viewpoint Ln, Saint Louis, MO 63128 Property Records

St. Louis County property record for 5576 Viewpoint Ln, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 1973
Lot Size	0.235 acres (10,232 sqft)
Owner	2 Individual Names on File
Last Sale	$581,908 (Apr 2026)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31L-44-0702`

Property Details

APN / Parcel Number

Primary APN	`31L-44-0702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	1,928 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,232 sqft (0.235 acres)
Lot Dimensions	119 ft deep x 86 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	200 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5576 VIEWPOINT LN
City	SAINT LOUIS
State	MO
Zip	63128-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TOWNE SOUTH ESTATES ADDN PLAT 6 LOT 659
Legal Subdivision	TOWNE SOUTH ESTATES ADDN PLAT 6
Legal Lot Number	659
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	4
Census Block	4003
Census Tract	221335

Owner

5576 Viewpoint Ln is owned and occupied by two individuals who bought it in April 2026.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 10, 2022	Deed of Trust, Mortgage · Unknown US BANK TRUST CO NA
Jan 5, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage OZARKS FSLA
Apr 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Jan 5, 2023 · Amount on File
Deed Document Number	2026394
Prior Transfer Date	Dec 27, 2001
Prior Transfer Doc	0000000580
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 1, 2026
Property Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838
Document Number	0000000394
Instrument Date	Mar 27, 2026
Instrument	2026394
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838

Mortgage

Document Number	0000000395,
Date	Apr 1, 2026
Instrument	202641395

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022111000476
Date	Nov 10, 2022
Instrument	2022111000476

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	BOSTON, MA 02110

Agreement

Type	Unknown
Amount	Amount on Record
Term	60 Months
Due	Nov 7, 2027

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 5, 2023
Property Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838
Document Number	2023010500110
Map Reference	MB 146 PG 89
Instrument Date	Dec 29, 2022
Instrument	2023010500110
Transaction Type	Subdivision Related Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838

Mortgage

Document Number	2023010500111
Date	Jan 5, 2023
Instrument	2023010500111

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	PREFERRED LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838

Mortgage

Document Number	0253843612
Date	Mar 2, 2022
Book Page	25384/3612
Instrument	2022030200750

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Mar 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 15, 2022
Property Address	5576 VIEWPOINT LN, SAINT LOUIS, MO 63128-3838
Document Number	2022041500276
Map Reference	MB 146 PG 89
Instrument Date	Apr 13, 2022
Instrument	2022041500276
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5576 Viewpoint Ln was $4,334, up 17.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,470 (-) Land $15,850 Building $53,620	$365,600 (-) Land $83,400 Building $282,200
2025	$4,334.00 (+17.45%)	$69,470 Land $15,850 Building $53,620	$365,600 Land $83,400 Building $282,200
2024	$3,690.00 (+1.29%)
2023	$3,643.00 (+8.23%)	$54,930 (+6.83%) Land $15,850 Building $39,080	$289,100 Land $83,400 Building $205,700
2022	$3,366.00	$51,420 Land $13,210 Building $38,210
2021			$270,600 Land $69,500 Building $201,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5576 Viewpoint Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5576 Viewpoint Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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