5576 Umbletown Rd, Gap, PA 17527 Property Records

Lancaster County property record for 5576 Umbletown Rd, Gap, PA 17527

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1991
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Feb 2025)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-99745-0-0000`

Property Details

APN / Parcel Number

Primary APN	`560-99745-0-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modular
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5576 UMBLETOWN RD
City	GAP
State	PA
Zip	17527-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	5576 UMBLETOWN RD
Legal Lot Number	18
Jurisdiction	LANCASTER PA
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2036
Census Tract	14202

Owner

5576 Umbletown Rd is owned and occupied by two individuals who bought it in February 2025.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5576 UMBLETOWN RD, GAP, PA 17527-9671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITADEL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on File
Deed Sale	Feb 24, 2025 · Amount on File
Prior Sale	Aug 22, 2022 · Amount on File
Deed Document Number	20256595
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 22, 2022
Property Address	5576 UMBLETOWN RD, GAP, PA 17527-9671
Document Number	0006699181
Map Reference	MB J VOL 34 PG 16
Instrument Date	Aug 22, 2022
Instrument	6699181
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 UMBLETOWN RD, GAP, PA 17527-9671

Mortgage

Document Number	0006699182
Date	Aug 22, 2022
Instrument	6699182

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	5576 UMBLETOWN RD, GAP, PA 17527-9671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006377349
Date	Jan 16, 2018
Instrument	6377349

Lender

Name	CITADEL FCU
Type	Credit Union
Address	EXTON, PA 19341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 5576 Umbletown Rd was $2,332, up 2.6% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Salisbury Township
Unified School District	Pequea Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,400 Land $55,000 Building $63,400	$118,400 Land $55,000 Building $63,400
2025	$2,332.00 (+2.55%)
2024	$2,274.00	$118,400 Land $55,000 Building $63,400
2018			$118,400 Land $55,000 Building $63,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5576 Umbletown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5576 Umbletown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Upward Broadband.

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