5576 Starling Loop, Lakeland, FL 33810 Property Records

Polk County property record for 5576 Starling Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 2000
Lot Size	0.173 acres (7,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,500 (May 2017)
Tax Bill	$2,045 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-23-008001-000180`

Property Details

APN / Parcel Number

Primary APN	`23-27-23-008001-000180`
Alternative APN	`32723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	1,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,540 sqft (0.173 acres)
Lot Dimensions	116 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Unfinished Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	5576 STARLING LOOP
City	LAKELAND
State	FL
Zip	33810-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STARLING PLACE PB 106 PGS 50 & 51 LOT 18
Legal Range	23E
Legal Township	27S
Legal Section	23
Legal Subdivision	STARLING PLACE
Legal Tract	8001
Legal Block	2
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2014
Census Tract	12113

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5576 STARLING LOOP, LAKELAND, FL 33810-3149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	Apr 21, 2010 · Amount on Record
Deed Document Number	201792843
Deed Book / Page	10147 / 2000
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 16, 2017
Property Address	5576 STARLING LOOP, LAKELAND, FL 33810-3149
Document Number	0101472000
Book / Page	010147 / 002000
Instrument Date	May 12, 2017
Instrument	92843
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	FLORIDA FAM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5576 STARLING LOOP LAKELAND FL 338103149, LAKELAND, FL 33810-3149

Mortgage

Document Number	101472002
Date	May 16, 2017
Book Page	010147/002002
Instrument	92844

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,910 (+2.7%)	$215,549 (-4.02%) Land $52,000 Building $163,549
2025	$2,045.00 (+7.01%) Homeowner's exemption	$161,548 (+5.99%)	$224,576 (-5.33%) Land $52,000 Building $172,576
2023	$1,911.00 (+3.52%) Homeowner's exemption	$152,422 (+3%)	$237,211 (+16.05%) Land $50,000 Building $187,211
2022	$1,846.00 Homeowner's exemption	$147,983	$204,402 Land $42,000 Building $162,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20