5576 Lakewood Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5576 Lakewood Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 4,188 sqft · built 2005
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2004)
Tax Bill	$8,636 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`415-0010-03370`

Property Details

APN / Parcel Number

Primary APN	`415-0010-03370`
Alternative APN	`860250`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,188 sqft Gross Area
1st Floor Area	3,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	2,035 sqft
Porch	Patio
Porch Area	304 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	860250
Street Address	5576 LAKEWOOD RD
City	DULUTH
State	MN
Zip	55804-9687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NW 1/4 OF SW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	11
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2011
Census Tract	10500

Owner

5576 Lakewood Rd is owned and occupied by an individual who bought it in July 2004.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5576 LAKEWOOD RD, DULUTH, MN 55804-9687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/CMRC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2004 · Amount on File
Deed Sale	Jul 7, 2004 · Amount on File
Deed Document Number	2004779375
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5576 LAKEWOOD RD, DULUTH, MN 55804-9687
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TTL & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001037358
Date	Mar 4, 2021
Instrument	1037358

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5576 LAKEWOOD RD, DULUTH, MN 55804-9687
Document Number	00T1006950
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 LAKEWOOD RD DULUTH MN 558049687, DULUTH, MN 55804-9687

Mortgage

Document Number	00T1006950
Date	Jan 15, 2019
Instrument	T1006950

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 14, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5576 Lakewood Rd was $8,636 with a homeowner's exemption, up 6.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,636.00 (+6.64%) Homeowner's exemption
2025	$8,098.00 (-1.36%) Homeowner's exemption	$746,200 (+8.19%) Land $169,200 Building $577,000	$746,200 (+8.19%) Land $169,200 Building $577,000
2024	$8,210.00	$689,700 Land $155,800 Building $533,900	$689,700 Land $155,800 Building $533,900
2022		$701,300 Land $148,600 Building $552,700	$701,300 Land $148,600 Building $552,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5576 Lakewood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5576 Lakewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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