5576 Heatherton Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5576 Heatherton Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,284 sqft · built 2010
Lot Size	0.549 acres (23,914 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Jul 2023)
Tax Bill	$6,404 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-2N-28-0728-00A00-0240`

Property Details

APN / Parcel Number

Primary APN	`30-2N-28-0728-00A00-0240`
Alternative APN	`N28230072800A000240`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,284 sqft Living Area
Gross Area	5,128 sqft
1st Floor Area	2,332 sqft
Upper Floors Area	1,952 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,914 sqft (0.549 acres)
Lot Dimensions	208 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5576 HEATHERTON RD
City	MILTON
State	FL
Zip	32570-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	COTTONWOOD 1ST ADD LT 24 BLK A AS DES IN OR 4416 PG 1178
Legal Range	28W
Legal Township	2N
Legal Section	30
Legal Subdivision	COTTONWOOD & ADDS
Legal Block	A
Legal Lot Number	24
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3029
Census Tract	10504

Owner

5576 Heatherton Rd is owned and occupied by an individual who bought it in July 2023.

Source: Santa Rosa County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5576 HEATHERTON RD, MILTON, FL 32570-7780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 9, 2020	Warranty Deed, Transfer · VA Mortgage CHURCHILL MORTGAGE CORP
Jul 10, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Oct 9, 2020 · Amount on File
Deed Document Number	202332455
Deed Book / Page	4416 / 1178
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 20, 2023
Property Address	5576 HEATHERTON RD, MILTON, FL 32570-7780
Document Number	0044161178
Book / Page	4416 / 1178
Map Reference	MB 10 PG 60
Instrument Date	Jul 12, 2023
Instrument	202332455
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7440 LAKE ANDREA CIR, MOUNT DORA, FL 32757-7327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 HEATHERTON RD, MILTON, FL 32570-7780

Mortgage

Document Number	0044161179
Date	Jul 20, 2023
Instrument	4416/1179

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5576 HEATHERTON RD, MILTON, FL 32570-7780
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 HEATHERTON RD, MILTON, FL 32570-7780

Mortgage

Document Number	0043320507
Date	Oct 4, 2022
Book Page	4332/507
Instrument	202256666

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 9, 2020
Property Address	5576 HEATHERTON RD, MILTON, FL 32570-7780
Document Number	0040121559
Book / Page	4012 / 1559
Map Reference	MB 10 PG 60
Instrument Date	Oct 8, 2020
Instrument	202052132
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 SPARROW LN, 2204, PENSACOLA, FL 32534-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 MARY ESTHER CUT OFF NW # 358, 358, FORT WALTON BEACH, FL 32548-4080

Mortgage

Document Number	0040121562
Date	Oct 9, 2020
Instrument	4012/1562

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 10, 2017
Property Address	5576 HEATHERTON RD, MILTON, FL 32570-7780
Document Number	0036401741
Book / Page	003640 / 001741
Instrument Date	Jul 6, 2017
Instrument	27789
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5576 HEATHERTON RD MILTON FL 325707780, MILTON, FL 32570-7780

Mortgage

Document Number	36401743
Date	Jul 10, 2017
Book Page	003640/001743
Instrument	27790

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$524,574 (-4.36%) Land $58,000 Building $466,574	$524,574 (-4.36%) Land $58,000 Building $466,574
2024	$6,404.00 (+8.62%)	$548,514 (+4.69%) Land $55,000 Building $493,514	$548,514 (+4.69%) Land $55,000 Building $493,514
2023	$5,896.00 (+7.38%)	$523,956 (+7.56%) Land $55,000 Building $468,956	$523,956 (+7.56%) Land $55,000 Building $468,956
2022	$5,491.00	$487,131	$487,131 Land $42,000 Building $445,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5576 Heatherton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5576 Heatherton Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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