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5576 Cheltenham Dr, Troy, MI 48098 Property Records

Oakland County property record for 5576 Cheltenham Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,244 sqft · built 1985
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on File
Last Sale$550,000 (Feb 2024)
Tax Bill$7,813 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Feb 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-08-157-003

Property Details

APN / Parcel Number

Primary APN88-20-08-157-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,244 sqft Living Area
1st Floor Area2,225 sqft
Basement Area2,225 sqft
Finished Basement2,225 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions152 ft deep x 90 ft wide
Garage Area555 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area53 sqft
Deck Area12 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5576 CHELTENHAM DR
CityTROY
StateMI
Zip48098-2471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 8 CHELSEA VILLAGE SUB NO 2 LOT 193
Legal Range11E
Legal Township2N
Legal Section8
Legal SubdivisionCHELSEA VILLAGE SUB #2
Legal Lot Number193
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1009
Census Tract196500

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1297 BLOOMINGDALE DR, TROY, MI 48085-5115
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 10, 2022Quit Claim Deed, Transfer
Quitclaim
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2024 · Amount on Record
Deed SaleFeb 13, 2024 · Amount on Record
Prior SaleMar 17, 2016 · Amount on Record
Deed Document Number202414366
Deed Book / Page59162 / 799
Prior Transfer DateJan 28, 2022
Prior Transfer Doc0000316813
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 13, 2024
Property Address5576 CHELTENHAM DR, TROY, MI 48098-2471
Document Number0000014366
Book / Page59162 / 799
Map ReferenceLB 140 PG 21-24
Instrument DateFeb 1, 2024
Instrument14366
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyCAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1297 BLOOMINGDALE DR, TROY, MI 48085-5115

Transferred To (Grantee/Buyer)

NameVerified Name
Address1964 DORCHESER DR N #10 # 10, 10, TROY, MI 48084-8319

Mortgage

Document Number0000013981
DateFeb 12, 2024
Book Page59161/136
Instrument13981
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 10, 2022
Property Address5576 CHELTENHAM DR, TROY, MI 48098-2471
Document Number0000316813
Book / Page57431 / 331
Map ReferenceLB 140 PG 21
Instrument DateJan 28, 2022
Instrument316813
Transaction TypeTransfer
Record UpdatedApr 13, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5576 CHELTENHAM DR, 5576, TROY, MI 48098-2471

Transferred To (Grantee/Buyer)

NameVerified Name
Address5576 CHELTENHAM DR, TROY, MI 48098-2471

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5576 CHELTENHAM DR, TROY, MI 48098-2471
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5576 CHELTENHAM DR, TROY, MI 48098-2471

Mortgage

Document Number0000177775
DateJul 16, 2021
Book Page56562/197
Instrument177775
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5576 CHELTENHAM DR, TROY, MI 48098-2471
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5576 CHELTENHAM DR, TROY, MI 48098-2471

Mortgage

Document Number0000012421
DateJan 14, 2021
Book Page55512/139
Instrument12421
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,813.00 (-17.82%)
2023$400,580
2022$9,507.00$200,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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