5576 Calgary St, Timnath, CO 80547 Property Records

Larimer County property record for 5576 Calgary St, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,622 sqft · built 2009
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jul 2020)
Tax Bill	$6,583 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`86122-11-006`

Property Details

APN / Parcel Number

Primary APN	`86122-11-006`
Alternative APN	`R1639611`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,622 sqft Living Area
Basement Area	1,447 sqft
Finished Basement	1,221 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2018
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1639611
Old Parcel Number	8612211006
Street Address	5576 CALGARY ST
City	TIMNATH
State	CO
Zip	80547-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 7, TIMNATH SOUTH 1ST, TIM (20050101411)
Legal Range	68
Legal Township	06
Legal Section	12
Legal Quarter	NW
Legal Subdivision	TIMNATH SOUTH SUB 1ST FIL, TIM (20050101
Legal Block	7
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	1
Census Block	1037
Census Tract	2505

Owner

5576 Calgary St is owned and occupied by two individuals who bought it in July 2020.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5576 CALGARY ST, TIMNATH, CO 80547-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Closed-End Mortgage BMO BANK NA
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 27, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF THE WEST
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PUBLIC SVC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Prior Sale	Jul 20, 2009 · Amount on File
Deed Document Number	20200055819
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5576 CALGARY ST, TIMNATH, CO 80547-2263
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 CALGARY ST, TIMNATH, CO 80547-2263

Mortgage

Document Number	0000010418
Date	Mar 20, 2024
Instrument	20240010418

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 18, 2029

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5576 CALGARY ST, TIMNATH, CO 80547-2263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070491
Date	Nov 12, 2019
Instrument	20190070491

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 27, 2020
Property Address	5576 CALGARY ST, TIMNATH, CO 80547-2263
Document Number	0000055819
Instrument Date	Jul 20, 2020
Instrument	55819
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5576 CALGARY ST TIMNATH CO 805472263, TIMNATH, CO 80547-2263

Mortgage

Document Number	55820
Date	Jul 27, 2020
Instrument	55820

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5576 CALGARY ST, TIMNATH, CO 80547-2263
Document Number	0000057720
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 CALGARY ST TIMNATH CO 805472263, TIMNATH, CO 80547-2263

Mortgage

Document Number	0000057720
Date	Aug 29, 2017
Instrument	57720

Lender

Name	PUBLIC SVC CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5576 Calgary St was $6,583.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,583.00	$42,601 Land $10,388 Building $32,213	$681,600 Land $166,200 Building $515,400
2023	$6,389.00 (+24.23%)	$48,482 (+34.87%) Land $11,511 Building $36,971	$723,600 (+39.91%) Land $171,800 Building $551,800
2022	$5,143.00	$35,946 Land $7,993 Building $27,953	$517,200 Land $115,000 Building $402,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5576 Calgary St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5576 Calgary St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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