San Luis Obispo County property record for 5575 Whispering Oak Way, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,536 sqft · built 1979 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jun 2015) |
| Tax Bill | $1,800 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-112-021 |
| Primary APN | 015-112-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 87,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5575 WHISPERING OAK WAY |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-9599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TR 7 LT 307 |
| Legal Subdivision | TRACT 07 |
| Legal Tract | 7 |
| Legal Block | 1 |
| Legal Lot Number | 307 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10303 |
5575 Whispering Oak Way is owned and occupied by an individual who bought it in June 2015.
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1105, TEMPLETON, CA 93465-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2018 | Deed of Trust, Mortgage · Line of Credit SESLOC FCU |
| Feb 24, 2022 | Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU |
| May 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2015 · Amount on File |
| Deed Sale | Jun 30, 2015 · Amount on File |
| Prior Sale | Apr 9, 2010 · Amount on File |
| Deed Document Number | 201531949 |
| Prior Transfer Date | Sep 14, 2009 |
| Prior Transfer Doc | 0000052967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 5575 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9599 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048365 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 2018048365 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 24, 2022 |
| Property Address | 5575 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9599 |
| Document Number | 0000008430 |
| Map Reference | MB 5 PG 25 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022008430 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5575 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9599 |
| Document Number | 0000008431 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022008431 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 5575 WHISPERING OAK WAY, PASO ROBLES, CA 93446-9599 |
| Document Number | 0000017705 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 5575 WHISPERING OAK WAY PASO ROBLES CA 934469599, PASO ROBLES, CA 93446-9599 |
| Document Number | 0000017705 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 17705 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | PASO ROBLES, CA 93446 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2049 |
The 2025 property tax bill for 5575 Whispering Oak Way was $1,800 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $177,731 (+2%) Land $111,908 Building $65,823 | |
| 2025 | $1,800.00 Homeowner's exemption | $174,247 Land $109,714 Building $64,533 |
| 2023 | $1,734.00 (+1.82%) Homeowner's exemption | $167,482 Land $105,454 Building $62,028 |
| 2022 | $1,703.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5575 Whispering Oak Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5575 Whispering Oak Way is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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