5575 Thunder Hill Rd, Columbia, MD 21045 Property Records

Howard County property record for 5575 Thunder Hill Rd, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,800 sqft · built 2007
Lot Size	0.299 acres (13,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jan 2021)
Tax Bill	$9,701 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16-080012`

Property Details

APN / Parcel Number

Primary APN	`16-080012`
Alternative APN	`080012`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,029 sqft (0.299 acres)
Garage Type	Built-in
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	080012
Street Address	5575 THUNDER HILL RD
City	COLUMBIA
State	MD
Zip	21045-3277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 23 S 4 AR 3 5575 THUNDER HILL RD VIL OAKLAND MILLS
Legal Subdivision	VILLAGE OAKLAND MILLS
Legal Lot Number	23
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	4
Census Block	4000
Census Tract	606603

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5575 THUNDER HILL RD, COLUMBIA, MD 21045-3277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed, Transfer · Conventional Mortgage M & T BANK
Jan 24, 2020	Deed, Transfer · FHA Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Book / Page	20097 / 286
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 13, 2021
Property Address	5575 THUNDER HILL RD, COLUMBIA, MD 21045-3277
Document Number	0200970286
Book / Page	20097 / 286
Map Reference	MB 18 PL 66
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5575 THUNDER HILL RD, COLUMBIA, MD 21045-3277

Mortgage

Document Number	20097291
Date	Jan 13, 2021
Instrument	20097/291

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 24, 2020
Property Address	5575 THUNDER HILL RD, COLUMBIA, MD 21045-3277
Document Number	0191410447
Book / Page	19141 / 447
Map Reference	MB 18 FO 66
Instrument Date	Jan 22, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	COUNSELORS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9413 ALL SAINTS RD, 9413, LAUREL, MD 20723-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5575 THUNDER HILL RD, COLUMBIA, MD 21045-3277

Mortgage

Document Number	19141454
Date	Jan 24, 2020
Instrument	19141/454

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,701.00 (-1.62%) Homeowner's exemption	$725,100 (+7.2%) Land $216,000 Building $509,100	$725,100 (-) Land $216,000 Building $509,100
2025	$9,861.00 (+56.28%) Homeowner's exemption	$676,400 (+16.82%)	$725,100 (+25.23%) Land $216,000 Building $509,100
2023		$579,000 Land $196,000 Building $383,000	$579,000 Land $196,000 Building $383,000
2022	$6,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

5575 Thunder Hill Rd, Columbia, MD 21045 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Thunder Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number