5575 Saint James Rd, Waldo, OH 43356 Property Records

Marion County property record for 5575 Saint James Rd, Waldo, OH 43356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,357 sqft · built 1999
Lot Size	2.47 acres (107,767 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone A (high risk)
APN	`38-0020001.000`

Property Details

APN / Parcel Number

Primary APN	`38-0020001.000`
Alternative APN	`020000900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
1st Floor Area	1,357 sqft
Flooring	Carpet
Interior Walls	Block

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Other
Lot Area	107,767 sqft (2.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	5575 SAINT JAMES RD
City	WALDO
State	OH
Zip	43356-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST QTR USM LOT 7 MAP 13 150 2.00 10.00
Legal Subdivision	1ST QTR USM
Legal Lot Number	7
Jurisdiction	MARION OH
Township / Civil Division	WALDO
Census Block Group	3
Census Block	3022
Census Tract	10500

Owner

Source: Marion County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5575 SAINT JAMES RD, WALDO, OH 43356-9110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit KEMBA FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2022
Transfer Doc	0000003677
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	5575 SAINT JAMES RD, WALDO, OH 43356-9110
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016510471
Date	Mar 13, 2023
Book Page	1651/471
Instrument	2023-01242

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	5575 SAINT JAMES RD, WALDO, OH 43356-9110
Document Number	0014690618
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5575 SAINT JAMES RD WALDO OH 433569110, WALDO, OH 43356-9110

Mortgage

Document Number	0014690618
Date	Apr 17, 2019
Book Page	001469/000618
Instrument	2562

Lender

Name	KEMBA FIN'L CU
Type	Credit Union
Address	GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Waldo Township
Unified School District	River Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00 (+0.36%)	$52,360 (+7.08%) Land $11,940 Building $40,420	$149,600 (+7.07%) Land $34,110 Building $115,490
2024	$1,967.00 (+3.96%)	$48,900 (-) Land $11,490 Building $37,410
2023	$1,892.00 (-2.97%)	$48,900 (-) Land $11,490 Building $37,410
2022	$1,950.00	$48,900 Land $11,490 Building $37,410	$139,720 Land $32,830 Building $106,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Smart Way Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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