Gem County property record for 5575 Cascade Rd, Emmett, ID 83617
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,786 sqft · built 2009 |
| Lot Size | 21.5 acres (936,932 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,766,575 (Dec 2025) |
| Tax Bill | $1,281 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2008 Mortgage + 6 more |
| Flood Zone | Zone A (high risk) |
| APN | RP06N02W097495A |
| Primary APN | RP06N02W097495A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,314 sqft |
| 1st Floor Area | 1,786 sqft |
| Great Room | Great Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 936,932 sqft (21.5 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 64 sqft |
| Lean-To | 800 sqft |
| Pole Barn | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 12347 |
|---|---|
| Street Address | 5575 CASCADE RD |
| City | EMMETT |
| State | ID |
| Zip | 83617-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 06N 02W SEC 09 TAX0709 |
| Legal Range | 02W |
| Legal Township | 06N |
| Legal Section | 09 |
| Jurisdiction | GEM ID |
| Township / Civil Division | EMMETT VALLEY |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 960200 |
Source: Gem County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5595 CASCADE RD, EMMETT, ID 83617-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 21, 2008 | Deed of Trust, Mortgage KEVIN J LARKIN ETUX |
| Oct 14, 2010 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE CAPITAL MORTGAGE CORP |
| Feb 26, 2026 | Correction Deed PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Feb 25, 2026 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO |
| May 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU |
| Jul 8, 2016 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 2, 2008 | Warranty Deed, Transfer · Seller Carry-Back MARLENE MATTHEWS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | May 26, 2020 · Amount on Record |
| Deed Document Number | 2025356151 |
| Last Transfer Date | Mar 20, 2026 |
| Transfer Doc | 0000357493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF GEM CNTY |
| Name | Verified Name |
|---|---|
| Address | 5595 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000356152 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 356152 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000266450 |
|---|---|
| Date | May 21, 2008 |
| Instrument | 266450 |
| Name | KEVIN J LARKIN ETUX |
|---|---|
| Type | Private Party |
| Address | 4003 S DEARBORN ST, SPOKANE, WA 99223 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | May 8, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEM ID |
| Property Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000279435 |
|---|---|
| Date | Oct 14, 2010 |
| Instrument | 279435 |
| Name | PINNACLE CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2040 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | Feb 26, 2026 |
| Property Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000357135 |
| Map Reference | MB 9 PG 8 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 357135 |
| Record Updated | Apr 8, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | Feb 25, 2026 |
| Property Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000357111 |
| Map Reference | MB 9 PG 8 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 357111 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | May 26, 2020 |
| Property Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000326965 |
| Instrument Date | May 21, 2020 |
| Instrument | 326965 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000326966 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 326966 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | Jul 8, 2016 |
| Property Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000307120 |
| Instrument Date | Jul 7, 2016 |
| Instrument | 307120 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000307121 |
|---|---|
| Date | Jul 8, 2016 |
| Instrument | 307121 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEM ID |
| Recording Date | Dec 2, 2008 |
| Property Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000269292 |
| Instrument Date | Nov 26, 2008 |
| Instrument | 269292 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5575 CASCADE RD, EMMETT, ID 83617-9720 |
| Document Number | 0000269293 |
|---|---|
| Date | Dec 2, 2008 |
| Instrument | 269293 |
| Name | MARLENE MATTHEWS |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 26, 2013 |
Source: Gem County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Gem County |
| Unified School District | Emmett Independent School District 221 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,281.00 (+1.03%) Homeowner's exemption | $552,602 (+17.21%) Land $204,305 Building $348,297 | $552,602 (+17.21%) Land $204,305 Building $348,297 |
| 2024 | $1,268.00 (-23.01%) | ||
| 2021 | $1,647.00 Homeowner's exemption | $471,466 Land $127,477 Building $343,989 | $471,466 Land $127,477 Building $343,989 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 57% of Idaho |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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