5574 State Rte 104, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 5574 State Rte 104, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 928 sqft · built 1979
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Sep 2018)
Tax Bill	$4,868 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355600 129.00-01-21`

Property Details

APN / Parcel Number

Primary APN	`355600 129.00-01-21`
Alternative APN	`560012900000010210000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft
Game Room	Game Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Detached
Garage Area	849 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	136 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5574 STATE ROUTE 104
City	OSWEGO
State	NY
Zip	13126-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 92 137-002-000
Legal Subdivision	SCRIBAS PATENT
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCRIBA
Census Block Group	2
Census Block	2049
Census Tract	21504

Owner

Source: Oswego County and Scriba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5574 STATE ROUTE 104, OSWEGO, NY 13126-6115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Deed of Trust, Mortgage PATHFINDER BANK
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Dec 15, 2010 · Amount on Record
Deed Document Number	2018R-2018-009537
Last Transfer Date	Jun 18, 2024
Transfer Doc	0000005410
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	5574 STATE ROUTE 104, OSWEGO, NY 13126-6115
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	CNY ABSTRACT & TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000504
Date	Jan 17, 2018
Instrument	R-2018-000504

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Dec 25, 2022

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 27, 2018
Property Address	5574 STATE ROUTE 104, OSWEGO, NY 13126-6115
Document Number	0000009537
Instrument Date	Sep 26, 2018
Instrument	R-2018-009537
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	VANGUARD RESEARCH & TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5574 STATE ROUTE 104, 5574, OSWEGO, NY 13126-6115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 E SENECA ST APT 1, 1, OSWEGO, NY 13126-1192

Mortgage

Document Number	0000009538
Date	Sep 27, 2018
Instrument	R-2018-009538

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Scriba Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,868.00 (+26.97%)
2025	$3,834.00	$120,000 (-) Land $16,000 Building $104,000	$200,000 (+13.33%) Land $26,667 Building $173,333
2023		$120,000 Land $16,000 Building $104,000	$176,471 Land $23,529 Building $152,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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