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55728 Lost Rider Loop, Bend, OR 97707 Property Records

Deschutes County property record for 55728 Lost Rider Loop, Bend, OR 97707 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2,090 sqft · built 2021
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (May 2020)
Tax Bill$5,284 (2025)
Deeds & MortgagesMar 2021 Construction Loan
May 2020 Sale
Flood ZoneZone X (minimal risk)
APN201023 DA 04000

Property Details

APN / Parcel Number

Primary APN201023 DA 04000
Alternative APNs
  • R1066201023DA04000
  • 192011

Interior

Stories1 Story
Building Area2,090 sqft Living Area

Exterior

Year BuiltBuilt 2021
Lot Area14,375 sqft (0.33 acres)
Garage TypeMixed
Garage Area582 sqft

Location & Zoning

Account Number192011
Old Parcel NumberR1066201023DA04000
Street Address55728 LOST RIDER LOOP
CityBEND
StateOR
Zip97707-2728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:36 SUBD:RIVER MEADOWS SECOND ADDITION SEC/TWN/RNG/MER:SEC 23 TWN 20 RNG 10 MAP REF:201023-DA
Legal Range10E
Legal Township20S
Legal Section23
Legal QuarterSE
Quarter-Quarter SectionNE
Legal SubdivisionRIVER MEADOWS SECOND ADDITION
Legal Lot Number36
JurisdictionDESCHUTES OR
Township / Civil DivisionSISTERS-MILLICAN
Census Block Group1
Census Block1065
Census Tract404

Owner

Source: Deschutes County records · APN 201023 DA 04000

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55728 LOST RIDER LOOP, BEND, OR 97707-2728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Construction Mortgage
UMPQUA BANK
May 21, 2020Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2020 · Amount on Record
Deed SaleMay 21, 2020 · Amount on Record
Prior SaleApr 18, 2005 · Amount on Record
Deed Document Number2020-23208
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address55728 LOST RIDER LOOP, BEND, OR 97707-2728
Transaction TypeMortgage
Record UpdatedNov 28, 2022
Title CompanyDESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017576
DateMar 19, 2021
Instrument2021-17576
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.75%
IndexOther
Max Rate8.75%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMay 21, 2020
Property Address55728 LOST RIDER LOOP, BEND, OR 97707-2728
Document Number0000023208
Instrument DateMay 18, 2020
Instrument23208
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address384 BLUEGRASS DR CULVER OR 977347005, CULVER, OR 97734-7005

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,284.00 (+4%)$297,620 (+3%)$827,120 (-2.93%) Land $252,970 Building $574,150
2024$5,081.00 (+2.09%)$288,960 (+3%)$852,120 (-6.85%) Land $260,210 Building $591,910
2023$4,977.00$280,550$914,830 Land $278,370 Building $636,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170004041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Nearby Flood Policies20 in force
15 of 20 on primary residences

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Oregon
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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