5570 Saint Thomas Ln, Madison, OH 44057 Property Records

Lake County property record for 5570 Saint Thomas Ln, Madison, OH 44057

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,524 sqft · built 2001
Lot Size0.357 acres (15,589 sqft)
OwnerIndividual Name on File
Last Sale$111,000 (May 2013)
Tax Bill$5,710 (2023)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-B-129-B-00-006-0

Property Details

APN / Parcel Number

Primary APN01-B-129-B-00-006-0
Alternative APN
  • 6

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,524 sqft Living Area
1st Floor Area368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area15,589 sqft
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area21 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number6
Street Address5570 SAINT THOMAS LN
CityMADISON
StateOH
Zip44057-1799
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 14 & 15 TRACT 4
Legal SubdivisionTHE RETREAT AT CHAPEL COVE CONDO
Legal Tract4
Legal Lot Number14,15
JurisdictionLAKE OH
Township / Civil DivisionMADISON
Census Block Group3
Census Block3002
Census Tract205701

Owner

5570 Saint Thomas Ln, a condominium, is owned and occupied by an individual who bought it in May 2013.

Source: Lake County records, as of April 25, 2024

Owner of RecordIndividual Name on File
Mailing Address5570 SAINT THOMAS LN, MADISON, OH 44057-1799
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2013 · Amount on File
Deed SaleMay 16, 2013 · Amount on File
Prior SaleSep 27, 2001 · Amount on File
Deed Document Number1304
Record UpdatedJun 7, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address5570 SAINT THOMAS LN, MADISON, OH 44057-1799
Transaction TypeMortgage
Record UpdatedOct 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5570 SAINT THOMAS LN, MADISON, OH 44057-1799

Mortgage

Document Number0000027112
DateOct 4, 2022
Instrument2022R027112
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
County SubdivisionMadison Township
Unified School DistrictMadison Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,710.00 (+80.98%) Homeowner's exemption$51,380 (-) Land $14,700 Building $36,680
2022$3,155.00 Homeowner's exemption$51,380 Land $14,700 Building $36,680
2021$146,810 Land $42,000 Building $104,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5570 Saint Thomas Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1984–2006)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5570 Saint Thomas Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY EAST WATER SUBDISTRICT
serves 40,656 people · EPA ID OH4302911
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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