5570 Jade Tree Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5570 Jade Tree Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 1997
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Sep 2017)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A973000928`

Property Details

APN / Parcel Number

Primary APN	`A973000928`
Alternative APN	`3-0122-7542-00-0078.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	4,099 sqft
1st Floor Area	1,352 sqft
Basement Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A973000928
Street Address	5570 JADE TREE DR
City	SAINT CHARLES
State	MO
Zip	63304-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD9
Legal Description	EMERALD PL #1 LOT 78
Legal Subdivision	EMERALD PL #1
Legal Lot Number	78
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2055
Census Tract	311114

Owner

5570 Jade Tree Dr is owned and occupied by two individuals who bought it in September 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5570 JADE TREE DR, SAINT CHARLES, MO 63304-1201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 8, 2017	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BOND & MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Prior Sale	Feb 8, 2016 · Amount on File
Deed Document Number	2017565990
Deed Book / Page	6804 / 671
Prior Transfer Date	Feb 3, 2016
Prior Transfer Doc	0064881703
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5570 JADE TREE DR, SAINT CHARLES, MO 63304-1201
Document Number	0000069054
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5570 JADE TREE DR ST CHARLES MO 633041201, ST CHARLES, MO 63304-1201

Mortgage

Document Number	0000069054
Date	Sep 17, 2020
Instrument	69054

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Sep 16, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 8, 2017
Property Address	5570 JADE TREE DR, SAINT CHARLES, MO 63304-1201
Document Number	0068040671
Book / Page	006804 / 000671
Instrument Date	Sep 6, 2017
Instrument	565990
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5570 JADE TREE DR ST CHARLES MO 633041201, ST CHARLES, MO 63304-1201

Mortgage

Document Number	68040673
Date	Sep 8, 2017
Book Page	006804/000673
Instrument	566000

Lender

Name	PARAMOUNT BOND & MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5570 Jade Tree Dr was $4,538, up 12% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,560 (-)	$402,949 (-) Land $75,000 Building $327,949
2025	$4,538.00 (+11.99%)	$76,560	$402,949 Land $75,000 Building $327,949
2024	$4,052.00
2023		$67,876
2022			$357,240 Land $60,000 Building $297,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5570 Jade Tree Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5570 Jade Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Jade Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures