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5570 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 5570 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details7 bd · 4.5 ba · 6,557 sqft
Lot Size0.859 acres (37,418 sqft)
OwnerIndividual Name on Record
Last Sale$222,500 (Feb 2018)
Tax Bill$2,984 (2024)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN19-2S-27-0000-02205-0000

Property Details

APN / Parcel Number

Primary APN19-2S-27-0000-02205-0000
Alternative APN
  • S272190000022050000

Interior

Bedrooms7 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,557 sqft Living Area
Gross Area9,764 sqft
1st Floor Area5,069 sqft
FlooringWood

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialMetal
Lot Area37,418 sqft (0.859 acres)
Lot Dimensions407 ft deep x 92 ft wide
Garage TypeAttached
Garage Area1,324 sqft

Exterior Amenities

PorchPorch
Porch Area723 sqft
Patio Area314 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5570 E BAY BLVD
CityGULF BREEZE
StateFL
Zip32563-9406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM AT SW CORN OF GOV LOT 1 TH N 1615.02 FT TO C/L OF HWY TH CONT 57.52 FT TO CURVED NLY R/ W OF SAID HWY 399 R=3611.80 FT TH SW ALONG CURVE 447.18 FT TH N 00*04 W 399.84 FT TO MHWL OF EAST BAY & POB TH S 00*00 E 399.84 FT TO SAID CURVED NLY R/W TH S
Legal Range27W
Legal Township2S
Legal Section19
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group2
Census Block2000
Census Tract10823

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7581 FRANKFORT ST, NAVARRE, FL 32566-7713
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2018 · Amount on Record
Deed SaleFeb 26, 2018 · Amount on Record
Prior SaleApr 5, 1999 · Amount on Record
Deed Document Number20187148
Deed Book / Page3704 / 940
Prior Transfer DateApr 29, 2008
Prior Transfer Doc0028371017
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 26, 2018
Property Address5570 E BAY BLVD, NAVARRE, FL 32566-8199
Document Number0037040940
Book / Page003704 / 000940
Instrument DateFeb 22, 2018
Instrument7148
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,557.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7581 FRANKFORT ST NAVARRE FL 325667713, NAVARRE, FL 32566-7713

Mortgage

Document Number37040943
DateFeb 26, 2018
Book Page003704/000943
Instrument7149
Lender
NameCHARTERBANK
TypeBank
AddressMILTON, FL 32570
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueFeb 25, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$270,824 (-) Land $270,824$270,824 (-) Land $270,824
2024$2,984.00 (-12.9%)$270,824 (-) Land $270,824$270,824 (-) Land $270,824
2023$3,426.00 (+6.33%)$270,824 (+4%) Land $270,824$270,824 (+4%) Land $270,824
2022$3,222.00$260,408$260,408 Land $260,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 260 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies260 in force
Nearby Flood Claims20 (1995–2023)
Claims Outside the SFHA7 of 20
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Broadband
Fixed Wireless		1,000 / 500
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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