Orange County property record for 557 Zinfandel Ct, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,824 sqft · built 2005 |
| Lot Size | 0.211 acres (9,198 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,200 (Dec 2005) |
| Tax Bill | $4,894 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Apr 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-28-8911-00-130 |
| Primary APN | 06-22-28-8911-00-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,824 sqft Living Area |
| Gross Area | 5,117 sqft |
| 1st Floor Area | 2,033 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,198 sqft (0.211 acres) |
| Garage Type | Attached |
| Garage Area | 543 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 557 ZINFANDEL CT |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-5037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | VINEYARDS SUBDIVISION 58/147 LOT 13 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 06 |
| Legal Subdivision | VINEYARDS SUB |
| Legal Tract | 8911 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17506 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 557 ZINFANDEL CT, OCOEE, FL 34761-5037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 26, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2005 · Amount on Record |
| Deed Sale | Dec 6, 2005 · Amount on Record |
| Deed Document Number | 2005827728 |
| Deed Book / Page | 8348 / 179 |
| Last Transfer Date | Sep 20, 2023 |
| Transfer Doc | 0000552036 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 26, 2023 |
| Property Address | 557 ZINFANDEL CT, OCOEE, FL 34761-5037 |
| Document Number | 0000552036 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 20230552036 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 557 ZINFANDEL CT, OCOEE, FL 34761-5037 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 557 ZINFANDEL CT, OCOEE, FL 34761-5037 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 557 ZINFANDEL CT, OCOEE, FL 34761-5037 |
| Document Number | 0000251457 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 20220251457 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 18, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 557 ZINFANDEL CT, OCOEE, FL 34761-5037 |
| Document Number | 0000514901 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 557 ZINFANDEL CT OCOEE FL 347615037, OCOEE, FL 34761-5037 |
| Document Number | 0000514901 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 514901 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,483 (+2.7%) | $524,340 (-1.28%) Land $100,000 Building $424,340 | |
| 2025 | $4,894.00 (+8.32%) Homeowner's exemption | $286,741 (+5.99%) | $531,160 (+11.42%) Land $100,000 Building $431,160 |
| 2024 | $4,518.00 (+3.39%) | ||
| 2023 | $4,370.00 (+3.16%) Homeowner's exemption | $270,544 (+3%) | $476,722 (+24.72%) Land $100,000 Building $376,722 |
| 2022 | $4,236.00 Homeowner's exemption | $262,664 | $382,230 Land $65,000 Building $317,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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